601 Cedar St, Bonham, TX 75418 Property Records

Fannin County property record for 601 Cedar St, Bonham, TX 75418 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 2018
Lot Size	0.279 acres (12,149 sqft)
Owner	Company Name on File
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Oct 2017 Construction Loan Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9755-038-009A-05`

Property Details

APN / Parcel Number

Primary APN	`9755-038-009A-05`
Alternative APN	`123080`

Interior

Full Baths	2 Baths
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	12,149 sqft (0.279 acres)
Lot Dimensions	146 ft deep x 83 ft wide
Garage Type	Carport
Garage Area	497 sqft
Carport	Carport
Carport Area	497 sqft
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	9755-038-009A-05
Street Address	601 CEDAR ST
City	BONHAM
State	TX
Zip	75418-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS ADDN, BLOCK PT OF 38, ACRES 0.2789
Legal Subdivision	WILLIAMS ADDITION
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4036
Census Tract	950401

Owner

Source: Fannin County records · APN 9755-038-009A-05

Assessment roll updated November 18, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 581, AUBREY, TX 76227-0450
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 02, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2022
Deed Sale	May 10, 2022
Prior Sale	Apr 02, 2018 · Amount on Record
Deed Document Number	20223697
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	02030/0490
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	601 CEDAR ST, BONHAM, TX 75418-3523
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01990/0115
Date	Oct 03, 2017
Book Page	1990/0115
Instrument	2017-5652

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	601 CEDAR ST, BONHAM, TX 75418-3523
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 HOPPER LN, VAN ALSTYNE, TX 75495-2886

Mortgage

Document Number	2021005527
Date	Jul 30, 2021
Instrument	2021005527

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 01, 2048

April 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Apr 02, 2018
Property Address	601 CEDAR ST, BONHAM, TX 75418-3523
Document Number	02030/0490
Book / Page	2030 / 0490
Instrument Date	Mar 29, 2018
Instrument	2018-1784
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2025
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	383 COUNTY ROAD 4225, BONHAM, TX 75418-9598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 CEDAR ST, BONHAM, TX 75418-3523

Mortgage

Document Number	0020181785
Date	Apr 02, 2018
Instrument	2018-1785

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated November 18, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,218.00 (-1.68%)	$217,450 (+6.57%) Land $42,650 Building $174,800	$217,450 (+6.57%) Land $42,650 Building $174,800
2024	$4,290.00 (+3,764.86%)
2023		$204,040 Land $28,800 Building $175,240	$204,040 Land $28,800 Building $175,240
2018	$111.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (48147C), updated June 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Texas
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cable One	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AMG Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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