721 Cedar St, Bonham, TX 75418 Property Records

Fannin County property record for 721 Cedar St, Bonham, TX 75418 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,379 sqft · built 1938
Lot Size	0.252 acres (10,981 sqft)
Owner	Individual Name on File
Tax Bill	$3,107 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9755-037-0070-05`

Property Details

APN / Parcel Number

Primary APN	`9755-037-0070-05`
Alternative APN	`94032`

Interior

Full Baths	2 Baths
Building Area	2,379 sqft Living Area
1st Floor Area	2,199 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Exterior Material	Vinyl
Construction Type	Wood Frame
Lot Area	10,981 sqft (0.252 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9755-037-0070-05
Old Parcel Number	94032
Street Address	721 CEDAR ST
City	BONHAM
State	TX
Zip	75418-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS ADDN, BLOCK PT OF 37
Legal Subdivision	WILLIAMS ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4037
Census Tract	950401

Owner

Source: Fannin County records · APN 9755-037-0070-05

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	721 CEDAR ST, BONHAM, TX 75418-3525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Vendor's Lien, Transfer · USDA Mortgage CALIBER HOME LOANS INC
Sep 27, 2019	Vendor's Lien, Transfer · Construction Mortgage LENDINGHOME FUNDING CORP
Jun 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2020
Deed Sale	Jul 20, 2020
Prior Sale	Sep 27, 2019
Deed Document Number	2020004048
Record Updated	Jun 08, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jul 20, 2020
Property Address	721 CEDAR ST, BONHAM, TX 75418-3525
Document Number	2020004048
Map Reference	VOL 812 PG 441
Instrument Date	Jul 17, 2020
Instrument	2020004048
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 ANTHONY ST, 1406, MCKINNEY, TX 75069-5935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 CEDAR ST, BONHAM, TX 75418-3525

Mortgage

Document Number	2020004049
Date	Jul 20, 2020
Instrument	2020004049

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 27, 2019
Property Address	721 CEDAR ST, BONHAM, TX 75418-3525
Document Number	2019006088
Map Reference	VOL 248 PG 437
Instrument Date	Sep 26, 2019
Instrument	2019006088
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 525, BONHAM, TX 75418-0525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 ANTHONY ST, MC KINNEY, TX 75069-5935

Mortgage

Document Number	2019006089
Date	Sep 27, 2019
Instrument	2019006089

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	721 CEDAR ST, BONHAM, TX 75418-3525
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-3653
Date	Jun 28, 2017
Book Page	1966/0528
Instrument	2017-3653

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2042

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,990 (+2.77%) Land $39,970 Building $176,020	$215,990 (+2.77%) Land $39,970 Building $176,020
2024	$3,107.00 (+88.99%)
2023		$210,170 Land $26,800 Building $183,370	$210,170 Land $26,800 Building $183,370
2018	$1,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (48147C), updated June 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cable One	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AMG Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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