6000 E 5th St, Panama City, FL 32404 Property Records

Bay County property record for 6000 E 5th St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1978
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Sep 2021)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06211-003-000`

Property Details

APN / Parcel Number

Primary APN	`06211-003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Heated Area
Gross Area	1,392 sqft
1st Floor Area	1,056 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	138 ft deep x 100 ft wide
Porch	Porch
Porch Area	188 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6000 E 5TH ST
City	PANAMA CITY
State	FL
Zip	32404-6147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLWY18
Legal Description	7 4S 13W ST A B DEV CO PLAT BEG 500' E & 789' S OF NW COR LOT 22 TH E 102.16' S 138.79'
Legal Range	13W
Legal Township	04S
Legal Section	07
Legal Subdivision	ST ANDREW BAY DEV CO
Legal Lot Number	22
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2033
Census Tract	803

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6000 E 5TH ST, PANAMA CITY, FL 32404-6147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	2021067284
Deed Book / Page	4454 / 2400
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 1, 2021
Property Address	6000 E 5TH ST, PANAMA CITY, FL 32404-6147
Document Number	0044542400
Book / Page	4454 / 2400
Instrument Date	Aug 31, 2021
Instrument	2021067284
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6000 E 5TH ST, 6000, PANAMA CITY, FL 32404-6147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6000 E 5TH ST, PANAMA CITY, FL 32404-6147

Mortgage

Document Number	44551
Date	Sep 1, 2021
Instrument	4455/1

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (+15.24%) Homeowner's exemption Widower's exemption	$170,548 (+12.28%)	$181,832 (+19.71%) Land $27,440 Building $154,392
2023	$1,483.00 (-16.73%) Homeowner's exemption Widower's exemption	$151,895 (+10.13%) Land $25,480 Building $126,415	$151,895 (+10.13%) Land $25,480 Building $126,415
2022	$1,781.00	$137,921 Land $22,540 Building $115,381	$137,921 Land $22,540 Building $115,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	14 (1995–2022)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20