4806 E 5th St, Panama City, FL 32404 Property Records

Bay County property record for 4806 E 5th St, Panama City, FL 32404

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2.75 ba
Lot Size0.761 acres (33,149 sqft)
OwnerCompany Name on Record
Last Sale$25,000 (Oct 2021)
Tax Bill$2,154 (2025)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone AE (high risk)
APN25950-000-000

Property Details

APN / Parcel Number

Primary APN25950-000-000

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath

Exterior

Lot Area33,149 sqft (0.761 acres)
Lot Dimensions50 ft deep x 220 ft wide
Boat AccessBoat Access

Location & Zoning

Street Address4806 E 5TH ST
CityPANAMA CITY
StateFL
Zip32404
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPARKER PLAT LOTS 1,2,3,4,5,6,7,8 & LOTS 17,18,19,20,21,22,23,24 AKA BUSINESS LOTS BLK 1 ALSO VACATED ALLEY EAST OF PARK ST SOUTH OF 5TH ST AND NORTH OF 6TH ST REC IN ORB 742 P 149 ORB 4469 P 1731
Legal Range14W
Legal Township04S
Legal Section24
Legal SubdivisionPARKER PLAT
Legal Block1
Legal Lot Number1,17
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3030
Census Tract900

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1102 E PARK ST, PANAMA CITY, FL 32404-7110
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2021 · Amount on Record
Deed SaleOct 6, 2021 · Amount on Record
Prior SaleJun 1, 2016 · Amount on Record
Deed Document Number202176467
Deed Book / Page4469 / 1731
Prior Transfer DateSep 30, 2021
Prior Transfer Doc0044691731
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBAY FL
Recording DateOct 6, 2021
Property Address4806 E 5TH ST, PANAMA CITY, FL 32404
Document Number0044691731
Book / Page4469 / 1731
Instrument DateSep 30, 2021
Instrument2021076467
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address1102 E PARK ST, 1102, PANAMA CITY, FL 32404-7110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1102 E PARK ST, PANAMA CITY, FL 32404-7110

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityParker City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,154.00 (+10.24%)$150,055 (+8.64%)$160,295 (+16.05%) Land $157,670 Building $2,625
2024$1,954.00 (+6.72%)
2023$1,831.00 (+59.77%)$138,125 (+22.52%) Land $135,500 Building $2,625$138,125 (+22.52%) Land $135,500 Building $2,625
2022$1,146.00$112,739 Land $110,114 Building $2,625$112,739 Land $110,114 Building $2,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies44 units insured
incl. 6 condo units
Nearby Flood Claims16 (1987–2018)
Claims Outside the SFHA8 of 16
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 10 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARKER, CITY OF WATER SYSTEM
serves 4,358 people · EPA ID FL1030520
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionJan 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number