600 Waterfall Ln, Elgin, IL 60124 Property Records

Kane County property record for 600 Waterfall Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,184 sqft · built 1997
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Nov 1997)
Tax Bill$9,852 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-21-352-054

Property Details

APN / Parcel Number

Primary APN06-21-352-054

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
Gross Area3,380 sqft
Basement Area1,196 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address600 WATERFALL LN
CityELGIN
StateIL
Zip60124-6882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBRIDGE NORTH UNIT 1 LOT 86
Legal SubdivisionWOODBRIDGE NORTH
Legal Block1
Legal Lot Number86
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1001
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address600 WATERFALL LN, ELGIN, IL 60124-6882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 1997 · Amount on Record
Deed SaleNov 5, 1997 · Amount on Record
Deed Document Number199776204
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address600 WATERFALL LN, ELGIN, IL 60124-6882
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080111
DateDec 21, 2020
Instrument2020K080111
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressITASCA, IL 60143
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,852.00 (+7.66%) Homeowner's exemption$133,801 (+8.57%) Land $30,744 Building $103,057$401,564 (+8.57%) Land $92,269 Building $309,295
2024$123,239 (+21.39%) Land $28,317 Building $94,922$369,865 (+21.44%) Land $84,985 Building $284,880
2022$9,151.00 (+3.47%) Homeowner's exemption$101,520 (+6.96%) Land $23,326 Building $78,194$304,560 (+6.96%) Land $69,978 Building $234,582
2021$8,844.00 Homeowner's exemption$94,914 Land $21,808 Building $73,106$284,742 Land $65,424 Building $219,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber
1,000 / 1,000
Fox Valley Internet
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Waterfall Ln

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