600 S 38th St, Middlesboro, KY 40965 Property Records

Bell County property record for 600 S 38th St, Middlesboro, KY 40965

Property Summary

Property TypeSingle Family Home
Details1,056 sqft · built 1970
Lot Size0.309 acres (13,500 sqft)
OwnerIndividual Name on File
Last Sale$78,500 (Feb 2023)
Tax Bill$841 (2025)
Deeds & MortgagesDec 2005 Mortgage
Jul 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN058-33-00-064.00

Property Details

APN / Parcel Number

Primary APN058-33-00-064.00
Alternative APNs
  • 61898
  • 5446

Interior

Stories1 Story
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1970
Exterior MaterialVinyl
Foundation TypeConcrete
Lot Area13,500 sqft (0.309 acres)
Lot Dimensions180 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number61898
Street Address600 S 38TH ST
CityMIDDLESBORO
StateKY
Zip40965-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW A LOT & HOME
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group4
Census Block4014
Census Tract960600

Owner

600 S 38th St is owned and occupied by an individual who bought it in February 2023.

Source: Bell County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2005Deed of Trust, Mortgage
WELLS FARGO BANK NA
Jul 16, 2025Deed, Transfer
Feb 28, 2023Deed, Transfer · Conventional Mortgage
HEARTHSIDE BANK CORP
Mar 5, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2023 · Amount on File
Deed SaleFeb 28, 2023 · Amount on File
Prior SaleMar 5, 2018 · Amount on File
Deed Document Number195274
Deed Book / PageD400 / 354
Record UpdatedSep 20, 2026

December 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL KY
Property Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000M248/1
DateDec 29, 2005
Book PageM248/1
Lender
NameWELLS FARGO BANK NA
Agreement
AmountAmount on Record
Term361 Months
DueJan 1, 2036

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateJul 16, 2025
Property Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516
Document Number00D411/308
Book / PageD411 / 308
Instrument DateJul 15, 2025
Instrument261994
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516

Transferred To (Grantee/Buyer)

NameVerified Name
Address3306 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2322

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateFeb 28, 2023
Property Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516
Document Number00D400/354
Book / PageD400 / 354
Instrument DateFeb 17, 2023
Instrument195274
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9900 BLUEGILL CT, MURFREESBORO, TN 37129-0642

Transferred To (Grantee/Buyer)

NameVerified Name
Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516

Mortgage

Document Number0000195275
DateFeb 28, 2023
Instrument195275
Lender
NameHEARTHSIDE BANK CORP
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2043

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateMar 5, 2018
Property Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516
Document Number00D377/459
Book / PageD377 / 459
Instrument DateMar 5, 2017
Instrument174518
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Tax$50.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 S 38TH ST, MIDDLESBORO, KY 40965-2516

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1715 PENNINGTON DR, MURFREESBORO, TN 37129-5872
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 600 S 38th St was $841.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
MunicipalityMiddlesborough City
Unified School DistrictMiddlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$841.00$90,000 Land $90,000$90,000 Land $90,000
2023$680.00$65,000$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 S 38th St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (1981–2022)
Claims Outside the SFHA4 of 12
Most Recent ClaimJul 2022 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 S 38th St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 73% of Kentucky
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY AMERICAN WATER - MIDDLESBORO
private · serves 12,022 people · EPA ID KY0070282
Water SourceSurface water
Last State InspectionJun 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Eastern Telephone & Technologies
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

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