Bell County property record for 599 S 38th St, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1984 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (May 2025) |
| Tax Bill | $384 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Aug 2013 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-33-00-065.00 |
| Primary APN | 058-33-00-065.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 61110 |
|---|---|
| Street Address | 599 S 38TH ST |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SW A (PROPERTY & HOUSE) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 960600 |
599 S 38th St is owned and occupied by an individual who bought it in May 2025.
Source: Bell County records, as of April 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 599 S 38TH ST, MIDDLESBORO, KY 40965-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2025 | Deed, Transfer · Conventional Mortgage HEARTHSIDE BANK CORP |
| Aug 13, 2013 | Survivorship Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Deed Document Number | 2025 |
| Prior Transfer Date | Aug 13, 2013 |
| Prior Transfer Doc | 360/334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | May 14, 2025 |
| Property Address | 599 S 38TH ST, MIDDLESBORO, KY 40965-2514 |
| Document Number | 00D410/452 |
| Book / Page | D410 / 452 |
| Instrument Date | May 6, 2025 |
| Instrument | 247676 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 MOUNT ARRARAT RD, HARROGATE, TN 37752-5012 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 230 WINDEMERE DR, MIDDLESBORO, KY 40965-9437 |
| Document Number | 00M400/170 |
|---|---|
| Date | May 14, 2025 |
| Book Page | M400/170 |
| Instrument | 247677 |
| Name | HEARTHSIDE BANK CORP |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Aug 13, 2013 |
| Property Address | 599 S 38TH ST, MIDDLESBORO, KY 40965-2514 |
| Document Number | 000360/334 |
| Book / Page | 360 / 334 |
| Instrument Date | Aug 13, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $29.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2116 CUMBERLAND AVE, MIDDLESBORO, KY 40965-2831 |
| Name | Verified Name |
|---|---|
| Address | 599 S 38TH ST, MIDDLESBORO, KY 40965-2514 |
The 2025 property tax bill for 599 S 38th St was $384.
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $384.00 | $204,000 Land $204,000 | $204,000 Land $204,000 |
| 2023 | $404.00 Homeowner's exemption | $85,000 | $85,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 599 S 38th St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (1981–2022) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Jul 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 599 S 38th St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 75% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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