Kenton County property record for 600 Riversbreeze Dr, Ludlow, KY 41016
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,421 sqft · built 2006 |
| Lot Size | 0.033 acres (1,421 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Dec 2020) |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 840-20-00-025.32 |
| Primary APN | 840-20-00-025.32 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,421 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,421 sqft (0.033 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 600 RIVERSBREEZE DR |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1712 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVERS BREEZE SEC 3 UNIT 25-302 1421 SF ROCKWELL UPPER SUMMIT LEFT |
| Legal Subdivision | RIVERS BREEZE |
| Legal Phase | 3 |
| Legal Lot Number | 25-302 |
| Legal Unit | 25-302 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63800 |
600 Riversbreeze Dr, a condominium, is owned and occupied by two individuals who bought it in December 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 600 RIVERSBREEZE DR, LUDLOW, KY 41016-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FORCHT BANK NA |
| Dec 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage FORCHT BK NA |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Prior Sale | Jul 11, 2019 · Amount on File |
| Deed Document Number | 20205900172 |
| Deed Book / Page | 60 / 978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 600 RIVERSBREEZE DR, LUDLOW, KY 41016-1712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 600 RIVERS BREEZE DR, LUDLOW, KY 41016-1712 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900194 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 182/540 |
| Instrument | 21031505900194 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 15, 2020 |
| Property Address | 600 RIVERS BREEZE DR, LUDLOW, KY 41016-1712 |
| Document Number | 0000000172 |
| Book / Page | 000060 / 000978 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 172 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 600 RIVERS BREEZE DR LUDLOW KY 410161712, LUDLOW, KY 41016-1712 |
| Document Number | 173 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 00M140/000783 |
| Instrument | 173 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 11, 2019 |
| Property Address | 600 RIVERS BREEZE DR, LUDLOW, KY 41016-1712 |
| Document Number | 0000000174 |
| Book / Page | 0C6702 / 000114 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 174 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 RIVERS BREEZE DR LUDLOW KY 410161712, LUDLOW, KY 41016-1712 |
| Document Number | 177 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 0C6702/000117 |
| Instrument | 177 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2049 |
The 2025 property tax bill for 600 Riversbreeze Dr was $2,546.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,000 (-) Building $195,000 | $195,000 (-) Building $195,000 | |
| 2025 | $2,546.00 | $195,000 Building $195,000 | $195,000 Building $195,000 |
| 2023 | $2,509.00 | $195,000 Building $195,000 | $195,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 600 Riversbreeze Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 600 Riversbreeze Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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