Kenton County property record for 598 Riversbreeze Dr, Ludlow, KY 41016
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,384 sqft · built 2006 |
| Lot Size | 0.031 acres (1,384 sqft) |
| Owner | Individual on Record |
| Last Sale | $225,001 (Jun 2023) |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 840-20-00-025.12 |
| Primary APN | 840-20-00-025.12 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,384 sqft Finished Area |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 1,384 sqft (0.031 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 8402000025.12 |
|---|---|
| Street Address | 598 RIVERSBREEZE DR |
| City | LUDLOW |
| State | KY |
| Zip | 41016-1704 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVERS BREEZE SEC 3 UNIT 25-102 1384 SF GETTY LOWER VERANDA LEFT |
| Legal Subdivision | RIVERS BREEZE |
| Legal Phase | 3 |
| Legal Lot Number | 25-102 26 |
| Legal Unit | 25-102 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63800 |
Source: Kenton County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 598 RIVERSBREEZE DR, LUDLOW, KY 41016-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · VA Mortgage THRIVE MORTGAGE LLC |
| Dec 27, 2018 | Quit Claim Deed, Transfer NORTH SIDE BK |
| Nov 27, 2018 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on Record |
| Deed Sale | Jun 5, 2023 · Amount on Record |
| Prior Sale | Dec 27, 2018 |
| Deed Document Number | 0000229486 |
| Deed Book / Page | 229 / 486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 5, 2023 |
| Property Address | 598 RIVERSBREEZE DR, LUDLOW, KY 41016-1704 |
| Document Number | 0005900080 |
| Book / Page | KC 229 / 486 |
| Map Reference | MB C-1234 PG 298 |
| Instrument Date | May 31, 2023 |
| Instrument | 23060505900080 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 EASTVIEW CT, LUDLOW, KY 41016-1700 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 598 RIVERS BREEZE DR # 25-102, 25-102, LUDLOW, KY 41016-1704 |
| Document Number | 0005900081 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 23060505900081 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 27, 2018 |
| Property Address | 598 RIVERS BREEZE DR, LUDLOW, KY 41016-1704 |
| Document Number | 0000000243 |
| Book / Page | 0C6571 / 000154 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 243 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1104 SAINT GREGORY ST CINCINNATI OH 452021724, CINCINNATI, OH 45202-1724 |
| Document Number | 248 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 0C6571/000161 |
| Instrument | 248 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | OH 45223 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 27, 2018 |
| Property Address | 598 RIVERS BREEZE DR, LUDLOW, KY 41016-1704 |
| Document Number | 0000000034 |
| Book / Page | 0C6552 / 000145 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 34 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 7, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 SAINT GREGORY ST CINCINNATI OH 452021724, CINCINNATI, OH 45202-1724 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,938.00 (+36.71%) | $225,000 (+34.73%) Building $225,000 | $225,000 (+34.73%) Building $225,000 |
| 2023 | $2,149.00 | $167,000 Building $167,000 | $167,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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