600 Pine Run Rdg, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 600 Pine Run Rdg, Spruce Pine, NC 28777

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 1987
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Oct 2025)
Tax Bill	$1,000 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1800-00-94-2771`

Property Details

APN / Parcel Number

Primary APN	`1800-00-94-2771`
Alternative APNs	`555782497` `555783972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	151,153 sqft (3.47 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	555783972
Street Address	600 PINE RUN RDG
City	SPRUCE PINE
State	NC
Zip	28777-6018
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FRANKLIN TOWN RD 1102
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2004
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 PINE RUN RDG, SPRUCE PINE, NC 28777-6018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 9, 2005	Warranty Deed, Transfer · Conventional Mortgage CAROLINA FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	20251807
Deed Book / Page	683 / 502
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 23, 2025
Property Address	600 PINE RUN RDG, SPRUCE PINE, NC 28777-6018
Document Number	000683/502
Book / Page	683 / 502
Instrument Date	Oct 20, 2025
Instrument	2025001807
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12973 DOCK WAY, WEST PALM BEACH, FL 33410-1347

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	600 PINE RUN RDG, SPRUCE PINE, NC 28777-6018

Mortgage

Document Number	2025001808
Date	Oct 23, 2025
Instrument	2025001808

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year CMT
Max Rate	11.1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Nov 1, 2019
Property Address	600 PINE RUN RDG, SPRUCE PINE, NC 28777-6018
Document Number	000607/310
Book / Page	607 / 310
Instrument Date	Nov 1, 2019
Instrument	2019001960
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2912 TREADWELL ST, 2912, MOUNT PLEASANT, SC 29466-9240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 PINE RUN RIDGE RD, SPRUCE PINE, NC 28777-6018

Mortgage

Document Number	2019001961
Date	Nov 1, 2019
Instrument	2019001961

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 9, 2005
Property Address	600 PINE RUN RDG, SPRUCE PINE, NC 28777-6018
Document Number	000422/179
Book / Page	422 / 179
Instrument Date	Sep 9, 2005
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 PINE RUN RIDGE RD, SPRUCE PINE, NC 28777-6018

Mortgage

Document Number	000422/181
Date	Sep 9, 2005
Book Page	422/181

Lender

Name	CAROLINA FIRST BANK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,000.00	$156,400 (-) Land $46,700 Building $109,700
2025	$1,000.00 (+1.52%)	$156,400 (-) Land $46,700 Building $109,700
2023	$985.00	$156,400 Land $46,700 Building $109,700	$156,400 Land $46,700 Building $109,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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