Mitchell County property record for 370 Pine Run Rdg, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 382,457 sqft (8.77 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2014) |
| Tax Bill | $2,088.00 (2025) |
Source: Mitchell County records · APN 1800-00-85-3051
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 370 PINE RUN RDG, SPRUCE PINE, NC 28777-5808 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jun 20, 2018 | Deed of Trust, Mortgage UNITED COMMUNITY BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2014 · Amount on Record |
| Deed Sale | Sep 22, 2014 · Amount on Record |
| Deed Doc Number | 0000551542 |
| Deed Book / Page | 551 / 542 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 370 PINE RUN RDG, SPRUCE PINE, NC 28777-5808 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3710 PINE RUN RIDGE, SPRUCE PINE, NC 28777 |
| Document Number | 000657/267 |
|---|---|
| Date | May 04, 2023 |
| Book Page | 657/267 |
| Instrument | 2023000943 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Dec 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 370 PINE RUN RDG, SPRUCE PINE, NC 28777-5808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000641/55 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 641/55 |
| Instrument | 2022000527 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 370 PINE RUN RDG, SPRUCE PINE, NC 28777-5808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 592/196 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 592/196 |
| Instrument | 2018001040 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | May 23, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 370 PINE RUN RDG, SPRUCE PINE, NC 28777-5808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 370 PINE RUN RIDGE RD, SPRUCE PINE, NC 28777-5808 |
| Document Number | 622/232 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 622/232 |
| Instrument | 2020002434 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 04, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,088.00 (+1.61%) | $325,800 (-) Land $98,200 Building $227,600 |
| 2023 | $2,055.00 | $325,800 Land $98,200 Building $227,600 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 990 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1800-00-85-3051 |
|---|---|
| Alternative APN |
|
| Lot Area | 382,457 sqft (8.77 acres) |
|---|
| Account Number | 555691148 |
|---|---|
| Street Address | 370 PINE RUN RDG |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5808 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF 1130 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 950300 |
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