600 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 600 Georgia Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,394 sqft · built 2019
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2019)
Tax Bill	$7,764 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0032-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0032-0010`
Alternative APNs	`263001000100320010` `76779`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,394 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	2,394 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 0.5 ft wide
Garage Type	Detached
Garage Area	672 sqft
Porch	Finished/Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	600 GEORGIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 32 LOTS 1 & 2 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	32
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3044
Census Tract	43400

Owner

Source: Osceola County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	791 3RD ST, SAINT CLOUD, FL 34769-2400
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 13, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	2019161712
Deed Book / Page	5640 / 332
Last Transfer Date	Mar 16, 2020
Transfer Doc	0056922215
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	600 GEORGIA AVE, SAINT CLOUD, FL 34769-3169
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 GEORGIA AVE, SAINT CLOUD, FL 34769-3169

Mortgage

Document Number	0063900705
Date	Apr 18, 2023
Book Page	6390/705
Instrument	2023045770

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2020
Property Address	600 GEORGIA AVE, SAINT CLOUD, FL 34769-3169
Document Number	0056922215
Book / Page	005692 / 002215
Instrument Date	Mar 16, 2020
Instrument	37472
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	600 GEORGIA AVE ST CLOUD FL 347693169, ST CLOUD, FL 34769-3169

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 13, 2019
Property Address	600 GEORGIA AVE, SAINT CLOUD, FL 34769-3169
Document Number	0056400332
Book / Page	5640 / 0332
Map Reference	MB B PG 33&34
Instrument Date	Dec 10, 2019
Instrument	2019161712
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	BROKERS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3061 BIG SKY BLVD, 3061, KISSIMMEE, FL 34744-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 GEORGIA AVE, SAINT CLOUD, FL 34769-3169

Mortgage

Document Number	0056400334
Date	Dec 13, 2019
Instrument	5640/0334

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 25, 2018
Property Address	600 GEORGIA AVE, SAINT CLOUD, FL 34769-3169
Document Number	0052741779
Book / Page	005274 / 001779
Instrument Date	Jan 17, 2018
Instrument	13000
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3061 BIG SKY BLVD KISSIMMEE FL 347445615, KISSIMMEE, FL 34744-5615

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,764.00 (+98.36%)	$433,600 (+70.73%) Land $46,800 Building $386,800	$433,600 (+12.36%) Land $46,800 Building $386,800
2024	$3,914.00 (+2.62%)
2023	$3,814.00 (-5.29%) Homeowner's exemption	$253,969 (-4.38%)	$385,900 (+7.64%) Land $42,500 Building $343,400
2022	$4,027.00 Homeowner's exemption	$265,616	$358,500 Land $35,100 Building $323,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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