Osceola County property record for 508 Georgia Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1973 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Jan 2021) |
| Tax Bill | $3,078 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76734 |
| Primary APN | 76734 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Heated Area |
| Gross Area | 1,587 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Area | 200 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Deck Area | 400 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 76734 |
|---|---|
| Street Address | 508 GEORGIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 33-34 BLK 27 LOTS 3-5 3/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 27 |
| Legal Lot Number | 3-5 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 43400 |
Source: Osceola County records · APN 76734
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 508 GEORGIA AVE, SAINT CLOUD, FL 34769-2659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 06, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 05, 2017 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Prior Sale | Sep 05, 2017 · Amount on Record |
| Deed Document Number | 2021001419 |
| Deed Book / Page | 5865 / 801 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 508 GEORGIA AVE, SAINT CLOUD, FL 34769-2659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 508 GEORGIA AVE, SAINT CLOUD, FL 34769-2659 |
| Document Number | 0061431349 |
|---|---|
| Date | Feb 03, 2022 |
| Book Page | 6143/1349 |
| Instrument | 2022018809 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 06, 2021 |
| Property Address | 508 GEORGIA AVE, SAINT CLOUD, FL 34769-2659 |
| Document Number | 0058650801 |
| Book / Page | 5865 / 801 |
| Map Reference | MB B PG 33 |
| Instrument Date | Jan 04, 2021 |
| Instrument | 2021001419 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,603.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6165 OAK SHORE DR, 6165, SAINT CLOUD, FL 34771-8748 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 508 GEORGIA AVE, SAINT CLOUD, FL 34769-2659 |
| Document Number | 0005865802 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 5865/802 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 05, 2017 |
| Property Address | 508 GEORGIA AVE, SAINT CLOUD, FL 34769-2659 |
| Document Number | 0052041902 |
| Book / Page | 5204 / 1902 |
| Map Reference | MB B PG33 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2017127375 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7740, APACHE JUNCTION, AZ 85178-0052 |
| Name | Verified Name |
|---|---|
| Address | 508 GEORGIA AVE, SAINT CLOUD, FL 34769-2659 |
| Document Number | 0052041893 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 5204/1893 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0052041904 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | 5204/1904 |
| Instrument | 2017127376 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,078.00 (+6.47%) Homeowner's exemption | $214,839 (+5.99%) | $253,800 (+12%) Land $55,000 Building $198,800 |
| 2023 | $2,891.00 (+3.73%) Homeowner's exemption | $202,704 (+3%) | $226,600 (+15.14%) Land $50,000 Building $176,600 |
| 2022 | $2,787.00 Homeowner's exemption | $196,800 Land $45,000 Building $151,800 | $196,800 Land $45,000 Building $151,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 98 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured 12 under condo master policies |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 539 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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