600 Garrard St, Covington, KY 41011 Property Records

Kenton County property record for 600 Garrard St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property Type	Landominium
Details	2 bd · 2 ba · 1,344 sqft · built 1880
Lot Size	0.08 acres (3,485 sqft)
Owner	Owner Name on File
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-23-26-016.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-26-016.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Finished Area
Gross Area	1,664 sqft

Exterior

Year Built	Built 1880
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	204 ft deep x 16 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0542326016.00
Street Address	600 GARRARD ST
City	COVINGTON
State	KY
Zip	41011-2516
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	BECKS LOT 2
Legal Subdivision	BECKS
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3011
Census Tract	67000

Owner

Source: Kenton County records · APN 054-23-26-016.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	600 GARRARD ST, COVINGTON, KY 41011-2516
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2007
Deed Sale	Oct 25, 2007
Prior Sale	Sep 14, 2001 · Amount on Record
Deed Document Number	0003543142
Deed Book / Page	3543 / 142
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	600 GARRARD ST, COVINGTON, KY 41011-2516
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900185
Date	Jun 08, 2021
Book Page	228/228
Instrument	21060805900185

Lender

Name	TRUIST BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00 (-2.37%) Homeowner's exemption	$192,000 (-) Land $25,000 Building $167,000	$192,000 (-) Land $25,000 Building $167,000
2023	$1,939.00 Homeowner's exemption	$192,000 Land $25,000 Building $167,000	$192,000 Land $25,000 Building $167,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Licking Riverside Historic District listed 1975 · 50 contributing resources · NRIS 75000787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 326 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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