Kenton County property record for 598 Garrard St, Covington, KY 41011
| Property Type | Landominium |
|---|---|
| Details | 2 bd · 2 ba · 1,980 sqft · built 1986 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,816 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-23-26-017.00 |
| Primary APN | 054-23-26-017.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,980 sqft Finished Area |
| Gross Area | 2,340 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 598 GARRARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2514 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Landominium |
| Legal Description | BECKS LOT 1 |
| Legal Subdivision | BECKS |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 67000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Licking Riverside Historic District listed 1975 · 50 contributing resources · NRIS 75000787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 598 GARRARD ST, COVINGTON, KY 41011-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2007 |
| Deed Sale | May 29, 2007 |
| Prior Sale | Sep 9, 2003 · Amount on Record |
| Deed Document Number | 200705 29 059 00355 |
| Deed Book / Page | 3397 / 77 |
| Last Transfer Date | Oct 2, 2015 |
| Transfer Doc | 0000000016 |
| Record Updated | Jun 8, 2026 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,816.00 (-0.52%) | $288,000 (-) Land $25,000 Building $263,000 | $288,000 (-) Land $25,000 Building $263,000 |
| 2023 | $3,836.00 | $288,000 Land $25,000 Building $263,000 | $288,000 Land $25,000 Building $263,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures