514 E Hill St, Garrett, IN 46738 Property Records

DeKalb County property record for 514 E Hill St, Garrett, IN 46738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,604 sqft · built 1968
Lot Size0.258 acres (11,238 sqft)
Owner2 Company Names on Record
Last Sale$261,300 (Aug 2022)
Tax Bill$2,013 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-09-03-327-015.000-013

Property Details

APN / Parcel Number

Primary APN17-09-03-327-015.000-013
Alternative APN
  • 260903327015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,604 sqft Living Area
1st Floor Area1,604 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1980
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number260903327015
Street Address514 E HILL ST
CityGARRETT
StateIN
Zip46738-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDAWSONS SUB DIV PLAT 2 E 75' LOT 13
Legal SubdivisionDAWSONS SUB
Legal Lot Number13
JurisdictionDE KALB IN
Township / Civil DivisionKEYSER
Census Block Group1
Census Block1023
Census Tract20602

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address514 E HILL ST, GARRETT, IN 46738-2031
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK N A
Nov 6, 2025Intrafamily Transfer, Transfer
Feb 26, 2021Deed of Trust, Mortgage · Line of Credit
HORIZON BANK
Jul 21, 2022Deed of Trust, Mortgage · Line of Credit
THE GARRETT STATE BANK
Aug 11, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Deed Document Number20225153
Last Transfer DateOct 28, 2025
Transfer Doc0202505802
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Recording DateMay 19, 2026
Property Address514 E HILL ST, GARRETT, IN 46738-2031
Document Number0202602587
Instrument DateMay 14, 2026
Instrument20262587
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address514 E HILL ST, GARRETT, IN 46738-2031

Mortgage

Document Number0000002587,
DateMay 19, 2026
Instrument20262587
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.65%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IN
Recording DateNov 6, 2025
Property Address514 E HILL ST, GARRETT, IN 46738-2031
Document Number0202505802
Instrument DateOct 28, 2025
Instrument202505802
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E HILL ST, GARRETT, IN 46738-2031

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address514 E HILL ST, GARRETT, IN 46738-2031
Transaction TypeMortgage
Record UpdatedMay 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E HILL ST, GARRETT, IN 46738-2031

Mortgage

Document Number0202101447
DateFeb 26, 2021
Instrument202101447
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 19, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address514 E HILL ST, GARRETT, IN 46738-2031
Transaction TypeMortgage
Record UpdatedMay 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E HILL, GREENBUSH, MI 48738

Mortgage

Document Number0202204517
DateJul 21, 2022
Instrument202204517
Lender
NameTHE GARRETT STATE BANK
TypeBank
AddressGARRETT, IN 46738
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateAug 11, 2022
Property Address514 E HILL ST, GARRETT, IN 46738-2031
Document Number0202205153
Instrument DateAug 10, 2022
Instrument202205153
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E HILL ST, GARRETT, IN 46738-2031

Mortgage

Document Number0202205154
DateAug 11, 2022
Instrument202205154
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionKeyser Township
MunicipalityGarrett City
Unified School DistrictGarrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,013.00 (+16.56%)$239,900 (+22.27%) Land $42,500 Building $197,400$239,900 (+22.27%) Land $42,500 Building $197,400
2024$1,727.00 (+15.44%)$196,200 (+8.22%) Land $37,000 Building $159,200$196,200 (+8.22%) Land $37,000 Building $159,200
2023$1,496.00 (+28.63%)$181,300 (+18.96%) Land $34,000 Building $147,300$181,300 (+18.96%) Land $34,000 Building $147,300
2022$1,163.00$152,400 Land $27,900 Building $124,500$152,400 Land $27,900 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRETT WATER UTILITY
serves 6,390 people · EPA ID IN5217004
Water SourceGroundwater
Last State InspectionAug 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Auburn Essential Services
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
MetaLINK Technologies
Fixed Wireless
200 / 50
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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