515 E Grover St, Shelby, NC 28150 Property Records

Cleveland County property record for 515 E Grover St, Shelby, NC 28150

Property Summary

Property Type	Apartments (5+ Units)
Details	1,892 sqft · built 1924
Lot Size	0.433 acres (18,900 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Jul 2017)
Tax Bill	$379 (2026)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20079`

Property Details

APN / Parcel Number

Primary APN	`20079`
Alternative APN	`1315986`

Interior

Units	3 Units
Stories	1 Story
Building Area	1,892 sqft Total Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	18,900 sqft (0.433 acres)
Lot Dimensions	150 ft deep x 126 ft wide
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1315986
Street Address	515 E GROVER ST
City	SHELBY
State	NC
Zip	28150-3997
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	NB
Legal Description	LOT GROVER ST
Legal Subdivision	GROVER
Legal Block	2
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	950900

Owner

515 E Grover St, a residential property, is owned by two individuals who bought it in July 2017.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 505, BOILING SPRINGS, NC 28017-0505
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20172000-002675
Deed Book / Page	1746 / 1798
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 14, 2017
Property Address	515 E GROVER ST, SHELBY, NC 28150-3997
Document Number	0017461798
Book / Page	001746 / 001798
Instrument Date	Jul 14, 2017
Instrument	2675
Transaction Type	Transfer
Record Updated	Aug 3, 2017

Transaction

Amount	Amount on Record
Tax	$56.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 505 BOILING SPRINGS NC 280170505, BOILING SPRINGS, NC 28017-0505

Tax Assessment & Valuation

The 2026 property tax bill for 515 E Grover St was $379, down 0.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$379.00 (-0.26%)	$38,280 (-) Land $38,280	$38,280 (-) Land $38,280
2025	$380.00	$38,280 Land $38,280	$38,280 Land $38,280
2023		$60,480 Land $60,480	$60,480 Land $60,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 E Grover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 E Grover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ripple Fiber.

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