600 E 2nd St, Garner, IA 50438 Property Records

Hancock County property record for 600 E 2nd St, Garner, IA 50438 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1995
Square Footage1,865 sqft Living Area
Lot Size10,280 sqft (0.236 acres)
GarageAttached, 1,008 sqft
OccupancyOwner Occupied
Tax Bill$4,310.00 (2025)

Owner

Source: Hancock County records · APN 2150290011

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 93, GARNER, IA 50438-0093
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH IOWA COMMUNITY CU
Jan 21, 2019Deed of Trust, Mortgage · Stand Alone Refinance
RELIANCE STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address600 E 2ND ST, GARNER, IA 50438-1235
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000202101
DateOct 02, 2020
Instrument20-2101
Lender
NameNORTH IOWA COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateOct 01, 2025
Min Rate At Change4%
Max Rate At Change6%
Index5-Year CMT
Margin3

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address600 E 2ND ST, GARNER, IA 50438-1235
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190115
DateJan 21, 2019
Instrument19-0115
Lender
NameRELIANCE STATE BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,310.00 Homeowner's exemption$337,120 (+6.9%) Land $35,440 Building $301,680$337,120 (+6.9%) Land $35,440 Building $301,680
2024$4,310.00 (-7.91%)
2023$315,350 (+9.18%) Land $14,180 Building $301,170$315,350 (+9.18%) Land $14,180 Building $301,170
2022$4,680.00 Homeowner's exemption$288,840 Land $14,180 Building $274,660
2021$288,840 Land $14,180 Building $274,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), updated October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2150290011

Interior

Bedrooms4 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area1,865 sqft Living Area
1st Floor2,179 sqft 1st Floor
Basement Area1,417 sqft Basement
Finished Basement1,200 sqft Finished
Unfinished Basement1,417 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,280 sqft (0.236 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,008 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area183 sqft Deck
Porch Area314 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address600 E 2ND ST
CityGARNER
StateIA
Zip50438-1235
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description29-96-23 TR IN SUBLOT 2 29 96 23
Legal Range23W
Legal Township96N
Legal Section29
Legal SubdivisionTR IN SUB
Legal Lot Number229
JurisdictionHANCOCK IA
Minor Civil DivisionCONCORD
Census Blockgroup3
Census Block3071
Census Tract270100

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number