440 E 2nd St, Garner, IA 50438 Property Records

Hancock County property record for 440 E 2nd St, Garner, IA 50438 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	896 sqft Living Area
Lot Size	19,123 sqft (0.439 acres)
Garage	Attached, 507 sqft
Tax Bill	$502.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2101070100`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	896 sqft Living Area
1st Floor	896 sqft 1st Floor
Basement Area	448 sqft Basement
Unfinished Basement	448 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	19,123 sqft (0.439 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	507 sqft Garage
Shed	1 Shed
Porch	1 Porch
Porch Area	42 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	440 E 2ND ST
City	GARNER
State	IA
Zip	50438-1123
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIG E 56' OF LOTS 4 & 9 & EXC E 19' OF LOT 10 BLK 7
Legal Block	7
Legal Lot Number	10
Jurisdiction	HANCOCK IA
Minor Civil Division	CONCORD
Census Blockgroup	3
Census Block	3071
Census Tract	270100

Owner

Source: Hancock County records · APN 2101070100

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 WILDRIDGE EST, GARNER, IA 50438-1055
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	440 E 2ND ST, GARNER, IA 50438-1123
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000181484
Date	Aug 03, 2018
Instrument	0000018-1484

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$502.00	$78,330 (+84.78%) Land $31,210 Building $47,120	$78,330 (+84.78%) Land $31,210 Building $47,120
2024	$502.00 (-17.43%)
2023		$42,390 (+6.48%) Land $12,490 Building $29,900	$42,390 (+6.48%) Land $12,490 Building $29,900
2022	$608.00	$39,810 Land $12,490 Building $27,320
2021			$39,810 Land $12,490 Building $27,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), updated October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.