600 3rd Ave N, Clear Lake, IA 50428 Property Records

Cerro Gordo County property record for 600 3rd Ave N, Clear Lake, IA 50428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1928
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Dec 2019)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`051322901100`

Property Details

APN / Parcel Number

Primary APN	`051322901100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
1st Floor Area	728 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	124 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Patio Area	352 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	600 3RD AVE N
City	CLEAR LAKE
State	IA
Zip	50428-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L'S 9-10 BLK 38 M & E A TUTTLES 2ND ADD
Legal Range	22W
Legal Township	96N
Legal Section	13
Legal Subdivision	M & E A TUTTLES 2ND ADD
Legal Block	38
Legal Lot Number	9,10
Jurisdiction	CERRO GORDO IA
Township / Civil Division	CLEAR LAKE
Census Block Group	4
Census Block	4050
Census Tract	950800

Owner

600 3rd Ave N is owned and occupied by two individuals who bought it in December 2019.

Source: Cerro Gordo County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	600 3RD AVE N, CLEAR LAKE, IA 50428-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZENS COMMUNITY BANK
Jul 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Book / Page	2019 / 7465
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Dec 26, 2019
Property Address	600 3RD AVE N, CLEAR LAKE, IA 50428-1606
Document Number	02019/7465
Book / Page	2019 / 7465
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 4TH ST SW, MASON CITY, IA 50401-4650

Mortgage

Document Number	0020197466
Date	Dec 26, 2019
Instrument	2019/7466

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	02019/7465
Date	Dec 26, 2019
Book Page	2019/7465

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Jul 25, 2017
Property Address	600 3RD AVE N, CLEAR LAKE, IA 50428-1606
Document Number	02017/4228
Book / Page	2017 / 4228
Instrument Date	Jul 18, 2017
Instrument	2017-4228
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1156, MARION, IA 52302-1082
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 600 3rd Ave N was $4,062.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Clear Lake City
Unified School District	Clear Lake Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00	$324,800 Land $57,400 Building $267,400	$324,800 Land $57,400 Building $267,400
2024	$4,062.00
2023		$298,490 (+24.48%) Land $43,050 Building $255,440	$298,490 (+24.48%) Land $43,050 Building $255,440
2022	$3,756.00	$239,790 Land $32,800 Building $206,990	$239,790 Land $32,800 Building $206,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 3rd Ave N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2007)
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 600 3rd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE WATER DEPARTMENT serves 7,687 people · EPA ID IA1716076
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clear Lake Independent Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Router12 Networks, T-Mobile, Verizon.

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