503 3rd Ave N, Clear Lake, IA 50428 Property Records

Cerro Gordo County property record for 503 3rd Ave N, Clear Lake, IA 50428

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,097 sqft · built 1910
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,500 (May 2014)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`051323300200`

Property Details

APN / Parcel Number

Primary APN	`051323300200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	988 sqft
Basement Area	1,109 sqft
Unfinished Basement	1,109 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	66 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	390 sqft
Patio Area	346 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	503 3RD AVE N
City	CLEAR LAKE
State	IA
Zip	50428-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3 EXC WLY 68' BLK 20 & NLY 66' NLY1/2 N-S ALLEY IN BLK 20 FROM INTERSEC WITH 3RD AVE N TO INTERSEC WITH E & W ALLEY IN BLK
Legal Range	22W
Legal Township	96N
Legal Section	13
Legal Subdivision	N DOWNTOWN
Legal Block	20
Legal Lot Number	3
Jurisdiction	CERRO GORDO IA
Township / Civil Division	CLEAR LAKE
Census Block Group	4
Census Block	4054
Census Tract	950800

Owner

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 ORCHARD DR, MARSHALLTOWN, IA 50158-3760
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MANUFACTURERS & TRADERS TRUST CO
Feb 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2014 · Amount on Record
Deed Sale	May 5, 2014 · Amount on Record
Prior Sale	Mar 31, 2008 · Amount on Record
Deed Document Number	20142216
Deed Book / Page	2014 / 2216
Last Transfer Date	Jun 29, 2024
Transfer Doc	0000003302
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Jul 30, 2019
Property Address	503 3RD AVE N, CLEAR LAKE, IA 50428-1603
Document Number	02019/4073
Book / Page	2019 / 4073
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BEACH DR, CLEAR LAKE, IA 50428-1330

Mortgage

Document Number	02019/4074
Date	Jul 30, 2019
Book Page	2019/4074

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2044

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Feb 8, 2017
Property Address	503 3RD AVE N, CLEAR LAKE, IA 50428-1603
Document Number	02017/0811
Book / Page	2017 / 0811
Instrument Date	Jan 19, 2017
Instrument	2017-0811
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 GULF STORE BLVD # 33, 33, NAPLES, FL 34103-4308

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Clear Lake City
Unified School District	Clear Lake Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00	$321,440 (+7.01%) Land $40,260 Building $281,180	$321,440 (+7.01%) Land $40,260 Building $281,180
2024	$4,088.00 (-1.94%)
2023		$300,390 (+22.94%) Land $30,190 Building $270,200	$300,390 (+22.94%) Land $30,190 Building $270,200
2022	$4,169.00	$244,330 Land $23,000 Building $221,330	$244,330 Land $23,000 Building $221,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2007)
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE WATER DEPARTMENT serves 7,687 people · EPA ID IA1716076
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clear Lake Independent Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on 3rd Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures