600 2nd St SE, Independence, IA 50644 Property Records

Buchanan County property record for 600 2nd St SE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 1,745 sqft · built 1910
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$82,500 (Sep 2025)
Tax Bill$1,786 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1003153004

Property Details

APN / Parcel Number

Primary APN1003153004

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,745 sqft Living Area
Basement Area778 sqft
Finished Basement799 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area7,841 sqft (0.18 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address600 2ND ST SE
CityINDEPENDENCE
StateIA
Zip50644-3011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCAR S1/2 & S8' OF TH N1/2 LOT 8 BLK 3
Legal SubdivisionSCAR
Legal Block3
Legal Lot Number8
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4009
Census Tract950500

Owner

Source: Buchanan County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1505 KELLIE AVE SW, INDEPENDENCE, IA 50644-9615
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANKIOWA
Jan 23, 2017Deed of Trust, Mortgage · Commercial Mortgage
BANKIOWA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address600 2ND ST SE, INDEPENDENCE, IA 50644-3011
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 AUTUMN LN, CEDAR FALLS, IA 50613-2385
InvestorPossibly a Property Investor

Mortgage

Document Number2025R03047
DateOct 1, 2025
Instrument2025R03047
Lender
NameBANKIOWA
TypeBank
AddressINDEPENDENCE, IA 50644
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueSep 26, 2055

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address600 2ND ST SE, INDEPENDENCE, IA 50644-3011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R00246
DateJan 23, 2017
Instrument2017R00246
Lender
NameBANKIOWA
TypeBank
AddressINDEPENDENCE, IA 50644
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,786.00$103,380 (+15.91%) Land $17,800 Building $85,580$103,380 (+15.91%) Land $17,800 Building $85,580
2024$1,786.00 (+11.76%)
2023$1,598.00$89,190 Land $15,890 Building $73,300$89,190 Land $15,890 Building $73,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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