Buchanan County property record for 511 2nd St SE, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 916 sqft · built 1940 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003156006 |
| Primary APN | 1003156006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 916 sqft Living Area |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 511 2ND ST SE |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCAR LOT 3 BLK 7 |
| Legal Subdivision | SCAR |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950500 |
Source: Buchanan County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 2ND ST SE, INDEPENDENCE, IA 50644-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 511 2ND ST SE, INDEPENDENCE, IA 50644-2906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R01058 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 2017R01058 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,734.00 (+26.57%) Homeowner's exemption | $110,340 (+13.58%) Land $21,070 Building $89,270 | $110,340 (+13.58%) Land $21,070 Building $89,270 |
| 2023 | $1,370.00 Homeowner's exemption | $97,150 Land $18,810 Building $78,340 | $97,150 Land $18,810 Building $78,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 40 (1979–2016) |
| Claims Outside the SFHA | 4 of 40 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Independence Telecommunications Utility Cable · Fiber in parts of the area | 250 / 25 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures