60 Stephen Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 60 Stephen Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,560 sqft · built 1958
Lot Size	0.283 acres (12,323 sqft)
Owner	Individual Name on File
Last Sale	$296,250 (Aug 2021)
Tax Bill	$4,461 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:18 L:76`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:18 L:76`
Alternative APNs	`M:0018 B:0000 L:0076` `763014`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,560 sqft
Basement Area	816 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,323 sqft (0.283 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	763014
Street Address	60 STEPHEN AVE
City	DRACUT
State	MA
Zip	01826-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	76
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3004
Census Tract	314200

Owner

60 Stephen Ave is owned and occupied by an individual who bought it in August 2021.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	60 STEPHEN AVE, DRACUT, MA 01826-1333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Aug 16, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Aug 12, 1994 · Amount on File
Deed Document Number	2021312439
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Apr 30, 2026
Property Address	60 STEPHEN AVE, DRACUT, MA 01826-1333
Document Number	0000329696
Instrument Date	Apr 20, 2026
Instrument	2026329696
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 STEPHEN AVE, DRACUT, MA 01826-1333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000329696,
Date	Apr 30, 2026
Instrument	2026329696

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 16, 2021
Property Address	60 STEPHEN AVE, DRACUT, MA 01826-1333
Document Number	312439
Instrument Date	Aug 16, 2021
Instrument	312439
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 STEPHEN AVE, DRACUT, MA 01826-1333
Investor	Possibly a Property Investor

Mortgage

Document Number	312440
Date	Aug 16, 2021
Instrument	312440

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 60 Stephen Ave was $4,461, up 3.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,461.00 (+3.5%)	$461,300 (+8.31%) Land $213,100 Building $248,200	$509,865 (-)
2025	$4,310.00 (+0.16%)	$425,900 (+3.42%) Land $195,500 Building $230,400	$509,865 (+11.28%)
2024	$4,303.00 (+4.32%)	$411,800 (+15.61%) Land $186,100 Building $225,700	$458,185
2023	$4,125.00	$356,200 Land $161,800 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Stephen Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 60 Stephen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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