57 Stephen Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 57 Stephen Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1959
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Aug 2023)
Tax Bill	$5,247 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:18 L:68`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:18 L:68`
Alternative APNs	`M:0018 B:0000 L:0068` `669533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	3,814 sqft
1st Floor Area	1,686 sqft
Basement Area	1,422 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	669533
Street Address	57 STEPHEN AVE
City	DRACUT
State	MA
Zip	01826-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	68
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3005
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 STEPHEN AVE, DRACUT, MA 01826-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZEN B&T CO
Apr 10, 2023	Quit Claim Deed, Transfer
Apr 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Apr 10, 2023 · Amount on Record
Prior Transfer Date	Aug 14, 2023
Prior Transfer Doc	0000320842
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 15, 2023
Property Address	57 STEPHEN AVE, DRACUT, MA 01826-1332
Document Number	0000320842
Instrument Date	Aug 14, 2023
Instrument	320842
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	57 STEPHEN AVE, DRACUT, MA 01826-1332

Mortgage

Document Number	0000320843
Date	Aug 15, 2023
Instrument	320843

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Apr 10, 2023
Property Address	57 STEPHEN AVE, DRACUT, MA 01826-1332
Document Number	0000319676
Instrument Date	Apr 4, 2023
Instrument	319676
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD # STE16, STE16, TEMPE, AZ 85288-7094
Investor	Possibly a Property Investor

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Apr 6, 2023
Property Address	57 STEPHEN AVE, DRACUT, MA 01826-1332
Document Number	0000319618
Instrument Date	Mar 29, 2023
Instrument	319618
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 STEPHEN AVE, DRACUT, MA 01826-1332

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,247.00 (+6.56%)	$542,600 (+11.51%) Land $211,000 Building $331,600	$610,755 (-)
2025	$4,924.00 (+0.33%)	$486,600 (+3.6%) Land $193,600 Building $293,000	$610,755 (+1.85%)
2024	$4,908.00 (+6.23%)	$469,700 (+17.72%) Land $184,300 Building $285,400	$599,640
2023	$4,620.00	$399,000 Land $160,300 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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