60 School St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 60 School St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,828 sqft · built 1879
Lot Size	0.537 acres (23,406 sqft)
Owner	Individual Name on Record
Last Sale	$2,500 (May 2022)
Tax Bill	$36 (2025)
Deeds & Mortgages	May 2022 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:Q-25 B:0004 L:0010`

Property Details

APN / Parcel Number

Primary APN	`M:Q-25 B:0004 L:0010`
Alternative APN	`GARD M:R27 B:22 L:57`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,828 sqft Living Area
Gross Area	4,539 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Slate
Lot Area	23,406 sqft (0.537 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	60 SCHOOL ST
City	GARDNER
State	MA
Zip	01440-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Legal Lot Number	57
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2007
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	60 SCHOOL ST, GARDNER, MA 01440-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Fiduciary Deed, Transfer
Mar 8, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Book / Page	67616 / 15
Record Updated	Jun 8, 2026

May 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GARDNER MA
Recording Date	May 19, 2022
Property Address	60 SCHOOL ST, GARDNER, MA 01440-2229
Document Number	0067616-15
Book / Page	67616 / 15
Instrument Date	May 17, 2022
Instrument	54693
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SCHOOL ST, WESTMINSTER, MA

March 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 8, 2022
Property Address	60 SCHOOL ST, GARDNER, MA 01440-2229
Document Number	067229-123
Book / Page	67229 / 123
Instrument Date	Mar 8, 2022
Instrument	26164
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60 SCHOOL ST, GARDNER, MA 01440-2229

Mortgage

Document Number	0000026165
Date	Mar 8, 2022
Instrument	26165

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36.00 (-99.04%)	$257,200 (+2.76%) Land $76,400 Building $180,800	$331,550
2024	$3,752.00 (-24.76%)	$250,300 (-19.05%) Land $69,500 Building $180,800
2023	$4,987.00	$309,200 Land $69,200 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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