Worcester County and Gardner City property record for 44 School St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,058 sqft · built 1870 |
| Lot Size | 0.566 acres (24,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Aug 2024) |
| Tax Bill | $5,154 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R27 B:22 L:9 |
| Primary APN | GARD M:R27 B:22 L:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,058 sqft Living Area |
| Gross Area | 5,903 sqft |
| Basement Area | 1,356 sqft |
| Unfinished Basement | 1,356 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 24,640 sqft (0.566 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 44 SCHOOL ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 22 |
| Legal Lot Number | 9 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 707200 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 502 BALLAD CREEK CT, CARY, NC 27519-9300 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Prior Sale | Jul 18, 1997 · Amount on Record |
| Deed Document Number | 202465342 |
| Deed Book / Page | 70894 / 314 |
| Prior Transfer Date | Aug 7, 2024 |
| Prior Transfer Doc | 070894-314 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,154.00 (+9,624.53%) | $374,300 (-0.45%) Land $84,800 Building $289,500 | $417,990 (+40.89%) |
| 2025 | $53.00 (-99.05%) | $376,000 (+1.27%) Land $77,100 Building $298,900 | $296,685 |
| 2024 | $5,566.00 (+2.05%) | $371,300 (+9.82%) Land $70,100 Building $301,200 | |
| 2023 | $5,454.00 | $338,100 Land $69,100 Building $269,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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