60 Prospect St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 60 Prospect St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,542 sqft · built 1930
Lot Size	0.317 acres (13,825 sqft)
Owner	2 Trust Names on File
Last Sale	$455,000 (Aug 2025)
Tax Bill	$6,159 (2026)
Deeds & Mortgages	Mar 2026 Transfer Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R12 B:9 L:11`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R12 B:9 L:11`
Alternative APN	`M:S-13 B:0005 L:0011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	3,226 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,182 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,825 sqft (0.317 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	60 PROSPECT ST
City	GARDNER
State	MA
Zip	01440-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	9
Legal Lot Number	11
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1033
Census Tract	707100

Owner

60 Prospect St is owner-occupied and held in a trust since February 2026.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	60 PROSPECT ST, GARDNER, MA 01440-3538
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 6, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Book / Page	72474 / 142
Last Transfer Date	Feb 17, 2026
Transfer Doc	073256-298
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 2, 2026
Property Address	60 PROSPECT ST, GARDNER, MA 01440-3538
Document Number	073256-298
Book / Page	73256 / 298
Instrument Date	Feb 17, 2026
Instrument	15630
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 PROSPECT ST, GARDNER, MA 01440-3538

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 29, 2025
Property Address	60 PROSPECT ST, GARDNER, MA 01440-3538
Document Number	072474-142
Book / Page	72474 / 142
Instrument Date	Aug 29, 2025
Instrument	74086
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	60 PROSPECT ST, GARDNER, MA 01440-3538
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074087
Date	Aug 29, 2025
Instrument	74087

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 6, 2018
Property Address	60 PROSPECT ST, GARDNER, MA 01440-3538
Document Number	58635-66
Book / Page	058635 / 000066
Instrument Date	Apr 6, 2018
Instrument	32043
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount on Record
Tax	$966.72
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60 PROSPECT ST GARDNER MA 014403538, GARDNER, MA 01440-3538

Tax Assessment & Valuation

The 2026 property tax bill for 60 Prospect St was $6,159, up 19.4% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,159.00 (+19.36%)	$447,300 (+24.49%) Land $78,000 Building $369,300	$423,328 (+26.85%)
2025	$5,160.00 (-1.38%)	$359,300 (+2.95%) Land $70,800 Building $288,500	$333,735
2024	$5,232.00 (+7.99%)	$349,000 (+16.18%) Land $64,400 Building $284,600
2023	$4,845.00	$300,400 Land $63,500 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures