Worcester County and Gardner City property record for 52 Prospect St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,820 sqft · built 1920 |
| Lot Size | 0.723 acres (31,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $462,500 (Aug 2024) |
| Tax Bill | $54 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R12 B:4 L:24 |
| Primary APN | GARD M:R12 B:4 L:24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 5,341 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,500 sqft (0.723 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 52 PROSPECT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DONALD W & JERILYN C NIEMELA |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 707100 |
Source: Worcester County and Gardner City records · APN GARD M:R12 B:4 L:24
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 52 PROSPECT ST, GARDNER, MA 01440-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on Record |
| Deed Sale | Aug 23, 2024 · Amount on Record |
| Prior Sale | Jan 16, 1990 · Amount on Record |
| Deed Document Number | 202467987 |
| Deed Book / Page | 70930 / 183 |
| Record Updated | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54.00 (-99.03%) | $382,900 (+3.24%) Land $81,000 Building $301,900 | $429,685 |
| 2024 | $5,560.00 (+1.53%) | $370,900 (+9.25%) Land $73,700 Building $297,200 | |
| 2023 | $5,476.00 | $339,500 Land $72,500 Building $267,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277071001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
Based on FCC filings for 252 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA2103000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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