Hampden County and Ludlow Town property record for 60 Posner Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,305 sqft · built 1962 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Oct 2014) |
| Tax Bill | $5,647 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:028-11750 B:16 L:0 |
| Primary APN | M:028-11750 B:16 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 2,722 sqft |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,729 sqft (0.407 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6815 |
|---|---|
| Street Address | 60 POSNER CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 11750 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 60 POSNER CIR, LUDLOW, MA 01056-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage MONSON SAVINGS BANK |
| May 4, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on Record |
| Deed Sale | Oct 1, 2014 · Amount on Record |
| Deed Document Number | 201449218 |
| Deed Book / Page | 20448 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 60 POSNER CIR, LUDLOW, MA 01056-3221 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 026057-257 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 26057/257 |
| Instrument | 47379 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 60 POSNER CIR, LUDLOW, MA 01056-3221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22159-98 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 22159/98 |
| Instrument | 24160 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,647.00 (+1.15%) | $352,700 (+9.6%) Land $100,400 Building $252,300 | $361,923 (+38.08%) |
| 2025 | $5,583.00 (+5.7%) | $321,800 (+10.21%) Land $91,300 Building $230,500 | $262,105 (-11.88%) |
| 2024 | $5,282.00 (+4.45%) | $292,000 (+12.65%) Land $91,200 Building $200,800 | $297,445 |
| 2023 | $5,057.00 | $259,200 Land $83,500 Building $175,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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