Hampden County and Ludlow Town property record for 36 Posner Cir, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,530 sqft Living Area |
| Lot Size | 10,585 sqft (0.243 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $213,000 (2016) |
| Tax Bill | $5,016.00 (2025) |
Source: Hampden County and Ludlow Town records · APN M:028-11750 B:19 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36 POSNER CIR, LUDLOW, MA 01056-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Aug 06, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance RIVER CITY MORTGAGE LLC |
| Sep 26, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| Aug 06, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance RIVER CITY MORTGAGE LLC |
| Apr 19, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on Record |
| Deed Sale | Nov 23, 2016 · Amount on Record |
| Prior Sale | Aug 15, 2014 · Amount on Record |
| Deed Book / Page | 21459 / 290 |
| Last Transfer Date | Sep 26, 2025 |
| Transfer Doc | 026043-453 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 36 POSNER CIR, LUDLOW, MA 01056-3221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024044-587 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 24044/587 |
| Instrument | 54982 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 26, 2025 |
| Property Address | 36 POSNER CIR, LUDLOW, MA 01056-3221 |
| Document Number | 026043-453 |
| Book / Page | 26043 / 453 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 45667 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 36 POSNER CIR, LUDLOW, MA 01056-3221 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 36 POSNER CIR, LUDLOW, MA 01056-3221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24044-587 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 24044/587 |
| Instrument | 54982 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Apr 19, 2019 |
| Property Address | 36 POSNER CIR, LUDLOW, MA 01056-3221 |
| Document Number | 22632-37 |
| Book / Page | 022632 / 000037 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 944 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 POSNER CIR LUDLOW MA 010563221, LUDLOW, MA 01056-3221 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,016.00 (+5.16%) | $289,100 (+9.63%) Land $85,600 Building $203,500 | $366,510 (+5.87%) |
| 2024 | $4,770.00 (+3.81%) | $263,700 (+11.97%) Land $85,600 Building $178,100 | $346,180 |
| 2023 | $4,595.00 | $235,500 Land $78,300 Building $157,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | M:028-11750 B:19 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 3,300 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,585 sqft (0.243 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 6818 |
|---|---|
| Street Address | 36 POSNER CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | ELECTRIC PARK SEC 02 |
| Legal Block | 11750 |
| Jurisdiction | LUDLOW MA |
| Minor Civil Division | LUDLOW |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 810404 |
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