60 Phillips St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 60 Phillips St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,472 sqft · built 1900
Lot Size	0.111 acres (4,820 sqft)
Owner	2 Individual Names on File
Last Sale	$47,500 (Jul 1993)
Tax Bill	$10,524 (2025)
Deeds & Mortgages	Dec 2021 Refinance Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46840-30`

Property Details

APN / Parcel Number

Primary APN	`46840-30`
Alternative APNs	`WATE M:1014 B:0006B L:0000` `255`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	5,276 sqft
Basement Area	1,206 sqft
Unfinished Basement	1,206 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,820 sqft (0.111 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	255
Street Address	60 PHILLIPS ST
City	WATERTOWN
State	MA
Zip	02472-3919
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SC
Legal Subdivision	WATERTOWN
Legal Block	6B
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2010
Census Tract	370401

Owner

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	60 PHILLIPS ST, WATERTOWN, MA 02472-3919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BELMONT MUNICIPAL FEDERAL CREDIT UNION
Mar 6, 2018	Deed of Trust, Mortgage BELMONT MUNICIPAL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 1993 · Amount on Record
Deed Sale	Jul 13, 1993 · Amount on Record
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	60 PHILLIPS ST, WATERTOWN, MA 02472-3919
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079298-449
Date	Dec 7, 2021
Book Page	79298/449
Instrument	264311

Lender

Name	BELMONT MUNICIPAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	60 PHILLIPS ST, WATERTOWN, MA 02472-3919
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70701-421
Date	Mar 6, 2018
Book Page	70701/421
Instrument	30367

Lender

Name	BELMONT MUNICIPAL FCU

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,524.00 (+11.12%)	$901,000 (+11.3%) Land $467,000 Building $434,000
2024	$9,471.00 (-11.81%)	$809,500 (+2.36%) Land $453,300 Building $356,200
2023	$10,739.00	$790,800 Land $438,700 Building $352,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile USA, Verizon.

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