60 Orchard Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 60 Orchard Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,559 sqft · built 1909
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$1,123,500 (Aug 2025)
Tax Bill$14,325 (2026)
Deeds & MortgagesMar 2025 Line of Credit
Jun 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN551400 146-7-2-68

Property Details

APN / Parcel Number

Primary APN551400 146-7-2-68
Alternative APN
  • 140014600700020680000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,559 sqft Living Area
1st Floor Area881 sqft
2nd Floor Area678 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address60 ORCHARD AVE
CityRYE
StateNY
Zip10580-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number68.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2008
Census Tract7700

Owner

60 Orchard Ave is owned by two individuals who bought it in August 2025.

Source: Westchester County and Rye City records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address515 PINE ST, MAMARONECK, NY 10543-2738
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 8, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Aug 8, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
RAYMOND JAMES BANK NA
Aug 11, 2025Deed, Transfer
RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC
Jan 3, 2019Executor's Deed, Transfer · FHA Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on File
Deed SaleAug 8, 2025 · Amount on File
Prior SaleJan 3, 2019 · Amount on File
Deed Document Number20253477
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address60 ORCHARD AVE, RYE, NY 10580-2806
Transaction TypeMortgage
Record UpdatedOct 27, 2025
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 ORCHARD AVE, RYE, NY 10580-2806

Mortgage

Document Number0650703399
DateMar 12, 2025
Instrument650703399
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address60 ORCHARD AVE, RYE, NY 10580-2806
Transaction TypeMortgage
Record UpdatedOct 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 ORCHARD AVE, RYE, NY 10580-2806

Mortgage

Document Number0621583851
DateJun 8, 2022
Instrument621583851
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMay 24, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateAug 8, 2025
Property Address60 ORCHARD AVE, RYE, NY 10580-2806
Document Number0652093477
Instrument DateJul 31, 2025
Instrument652093477
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyFUTURE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,494.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 ORENAR AVENUE, RYE, NY 10580

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 PINE ST, MAMARONECK, NY 10543-2738

Mortgage

Document Number0652173005
DateAug 8, 2025
Instrument652173005
Lender
NameRAYMOND JAMES BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year CMT
Max Rate10.5%

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateAug 11, 2025
Property Address60 ORCHARD AVE, RYE, NY 10580-2806
Document Number0651893809
Instrument DateAug 13, 2024
Instrument651893809
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyRECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 ORCHARD AVE, RYE, NY 10580-2806

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 OKL MILL ROAD WEST, WEST NYACK, NY 10994

January 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWESTCHESTER NY
Recording DateJan 3, 2019
Property Address60 ORCHARD AVE, RYE, NY 10580-2806
Document Number0583533516
Instrument DateDec 20, 2018
Instrument583533516
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyCATIC TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,516.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 ORCHARD AVE, 60, RYE, NY 10580-2806

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 PURCHASE ST, RYE, NY 10580-2102

Mortgage

Document Number0583653111
DateJan 3, 2019
Instrument583653111
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,325.00 (+146.26%)
2025$5,817.00$11,300 (-) Land $4,250 Building $7,050$957,627 (+6.78%) Land $360,169 Building $597,458
2024$11,300 (-) Land $4,250 Building $7,050$896,826 (+2.38%) Land $337,302 Building $559,524
2023$11,300 Land $4,250 Building $7,050$875,969 Land $329,457 Building $546,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 60 Orchard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 individual policies
Nearby Flood Policies88 units insured
incl. 34 condo units
Nearby Flood Claims340 (1978–2023)
Claims Outside the SFHA91 of 340
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 53 claims
  • Hurricane Irene, Aug 2011 · 61 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 60 Orchard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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