46 Orchard Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 46 Orchard Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,295 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$2,851,560 (Aug 2021)
Tax Bill	$5,651 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-7-2-72`

Property Details

APN / Parcel Number

Primary APN	`551400 146-7-2-72`
Alternative APN	`140014600700020720000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,295 sqft Living Area
1st Floor Area	782 sqft
2nd Floor Area	513 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	46 ORCHARD AVE
City	RYE
State	NY
Zip	10580-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	2
Legal Lot Number	72.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2008
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 ORCHARD AVE, RYE, NY 10580-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Aug 17, 2000 · Amount on Record
Deed Document Number	20214034
Prior Transfer Date	Jun 6, 2003
Prior Transfer Doc	0432300531
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 22, 2021
Property Address	46 ORCHARD AVE, RYE, NY 10580-2806
Document Number	0611873801
Map Reference	MAP 29536
Instrument Date	Jul 8, 2021
Instrument	611873801
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	ALL NEW YORK TITLE AGENCY INC, ALL NEW YORK TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 LOCUST AVE, 46, RYE, NY 10580-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 TACONIE ROAD, GREENWICH, CT 06831-2850

Mortgage

Document Number	0612023987
Date	Jul 22, 2021
Instrument	612023987

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Max Rate	7.5%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,651.00 (-92.55%) Homeowner's exemption Senior Citizen's exemption
2025	$75,837.00	$10,000 (-) Land $5,200 Building $4,800	$847,458 (+6.78%) Land $440,678 Building $406,780
2024	Homeowner's exemption Senior Citizen's exemption	$10,000 (-) Land $5,200 Building $4,800	$793,650 (+2.38%) Land $412,698 Building $380,952
2023		$10,000 Land $5,200 Building $4,800	$775,194 Land $403,101 Building $372,093

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 individual policies
Nearby Flood Policies	88 units insured incl. 34 condo units
Nearby Flood Claims	340 (1978–2023)
Claims Outside the SFHA	91 of 340
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 53 claims Hurricane Irene, Aug 2011 · 61 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20