60 Oak Point Dr, Moneta, VA 24121 Property Records

Franklin County property record for 60 Oak Point Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,259 sqft · built 2000
Lot Size	1.59 acres (69,478 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Mar 2020)
Tax Bill	$4,817 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014 01-023 00`

Property Details

APN / Parcel Number

Primary APN	`014 01-023 00`
Alternative APN	`2705`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,259 sqft Living Area
Gross Area	3,541 sqft
1st Floor Area	2,043 sqft
Basement Area	2,043 sqft
Finished Basement	1,532 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,478 sqft (1.59 acres)
Terrain	Steep
View / Lot	Waterfront
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	290 sqft
Deck Area	224 sqft
Storage Building	Storage Building
Boat House	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2705
Street Address	60 OAK POINT DR
City	MONETA
State	VA
Zip	24121-6082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERBAY LOT 21 SECTION 2
Legal Subdivision	RIVERBAY
Legal Lot Number	21
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1003
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	60 OAK POINT DR, MONETA, VA 24121-6082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	20202103
Deed Book / Page	1136 / 3005
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	60 OAK POINT DR, MONETA, VA 24121-6082
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011721162
Date	Oct 14, 2021
Book Page	1172/1162
Instrument	210009715

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Nov 1, 2035

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 31, 2020
Property Address	60 OAK POINT DR, MONETA, VA 24121-6082
Document Number	0011363005
Book / Page	001136 / 003005
Instrument Date	Mar 9, 2020
Instrument	2103
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 OAK POINT DR MONETA VA 241216082, MONETA, VA 24121-6082

Mortgage

Document Number	11363007
Date	Mar 31, 2020
Book Page	001136/003007
Instrument	2104

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,817.00 (+15.88%)	$1,120,300 (+64.39%) Land $295,000 Building $825,300	$1,120,300 (+64.39%) Land $295,000 Building $825,300
2023	$4,157.00	$681,500 (-) Land $290,000 Building $391,500	$681,500 (-) Land $290,000 Building $391,500
2022		$681,500 Land $290,000 Building $391,500	$681,500 Land $290,000 Building $391,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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