360 Oak Point Dr, Moneta, VA 24121 Property Records

Franklin County property record for 360 Oak Point Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,866 sqft · built 1991
Lot Size	0.889 acres (38,725 sqft)
Owner	Individual Name on File
Last Sale	$657,000 (Jan 2017)
Tax Bill	$4,279 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014 01-027 00`

Property Details

APN / Parcel Number

Primary APN	`014 01-027 00`
Alternative APN	`2709`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,866 sqft Living Area
Gross Area	7,028 sqft
1st Floor Area	2,866 sqft
Basement Area	2,293 sqft
Finished Basement	2,293 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,725 sqft (0.889 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	550 sqft
Driveway	Brick Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	810 sqft
Deck Area	68 sqft
Patio Area	102 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2709
Street Address	360 OAK POINT DR
City	MONETA
State	VA
Zip	24121-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERBAY LOT 25 SECTION 2
Legal Subdivision	RIVERBAY
Legal Lot Number	25
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1003
Census Tract	20104

Owner

360 Oak Point Dr is owned and occupied by an individual who acquired it in April 2019.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	360 OAK POINT DR, MONETA, VA 24121-5848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 31, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Deed Document Number	2017679
Deed Book / Page	1088 / 1950
Last Transfer Date	Apr 29, 2019
Transfer Doc	0011210599
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	360 OAK POINT DR, MONETA, VA 24121-5848
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011751970
Date	Dec 8, 2021
Book Page	1175/1970
Instrument	210011383

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 2, 2019
Property Address	360 OAK POINT DR, MONETA, VA 24121-5848
Document Number	0011210599
Book / Page	001121 / 000599
Instrument Date	Apr 29, 2019
Instrument	2504
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 BELEM DR CHESAPEAKE VA 233228039, CHESAPEAKE, VA 23322-8039

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 31, 2017
Property Address	360 OAK POINT DR, MONETA, VA 24121-5848
Document Number	0010881950
Book / Page	00108 / 001950
Instrument Date	Jan 4, 2017
Instrument	679
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$657.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	533 BELEM DR CHESAPEAKE VA 233228039, CHESAPEAKE, VA 23322-8039

Mortgage

Document Number	10881953
Date	Jan 31, 2017
Book Page	001088/001953
Instrument	680

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 360 Oak Point Dr was $4,279.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,279.00	$995,200 Land $310,000 Building $685,200	$995,200 Land $310,000 Building $685,200
2023	$4,316.00	$707,600 (-) Land $305,000 Building $402,600	$707,600 (-) Land $305,000 Building $402,600
2022		$707,600 Land $305,000 Building $402,600	$707,600 Land $305,000 Building $402,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Oak Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Oak Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband, ZiTEL.

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