Oswego County and Oswego City property record for 60 Hart St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,068 sqft · built 1910 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Aug 2025) |
| Tax Bill | $2,001 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.30-05-10 |
| Primary APN | 351200 146.30-05-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 180 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0951 |
|---|---|
| Street Address | 60 HART ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 5 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21603 |
60 Hart St is owned by two individuals who bought it in August 2025.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4018 W CHENINGO RD, TRUXTON, NY 13158-3117 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Aug 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| May 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Deed Document Number | 2025R2025006494 |
| Prior Transfer Date | Jul 6, 2020 |
| Prior Transfer Doc | 0000005401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 19, 2026 |
| Property Address | 60 HART ST, OSWEGO, NY 13126-2434 |
| Document Number | 0000004160 |
| Instrument Date | May 4, 2026 |
| Instrument | 20264160 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 60 HART ST, OSWEGO, NY 13126-2434 |
| Document Number | 0000004160, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20264160 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 4, 2025 |
| Property Address | 60 HART ST, OSWEGO, NY 13126-2434 |
| Document Number | 0000006494 |
| Instrument Date | Jul 25, 2025 |
| Instrument | R-2025-006494 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 HART ST, OSWEGO, NY 13126-2434 |
| Name | Verified Name |
|---|---|
| Address | 4018 W CHENINGO RD, TRUXTON, NY 13158-3117 |
| Document Number | 0000006495 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | R-2025-006495 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 60 HART ST, OSWEGO, NY 13126-2434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003973 |
|---|---|
| Date | May 3, 2017 |
| Instrument | R-2017-003973 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2037 |
The 2026 property tax bill for 60 Hart St was $2,001, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,001.00 (-1.19%) | ||
| 2025 | $2,025.00 (-44.17%) | $108,000 (-) Land $33,600 Building $74,400 | $108,000 (-) Land $33,600 Building $74,400 |
| 2024 | $3,627.00 | $108,000 (+48.97%) Land $33,600 Building $74,400 | $108,000 (+23.64%) Land $33,600 Building $74,400 |
| 2023 | $72,500 Land $15,800 Building $56,700 | $87,349 Land $19,036 Building $68,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 60 Hart St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 60 Hart St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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