Oswego County and Oswego City property record for 50 Hart St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,248 sqft · built 1991 |
| Lot Size | 0.495 acres (21,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (May 2025) |
| Tax Bill | $6,764 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.30-05-09 |
| Primary APN | 351200 146.30-05-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,248 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,600 sqft (0.495 acres) |
| Lot Dimensions | 150 ft deep x 144 ft wide |
| Garage Type | Attached |
| Garage Area | 1,232 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 244 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5199 |
|---|---|
| Street Address | 50 HART ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21603 |
50 Hart St is owned and occupied by an individual who bought it in May 2025.
Source: Oswego County and Oswego City records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 SW 9TH ST, OSWEGO, NY 13126-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on File |
| Deed Sale | May 14, 2025 · Amount on File |
| Deed Document Number | 2025R2025003687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 50 HART ST, OSWEGO, NY 13126-2434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 50 HART ST, OSWEGO, NY 13126-2434 |
| Document Number | 0000003195 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | R-2022-013195 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 50 Hart St was $6,764 with a homeowner's exemption, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,764.00 (-1.17%) Homeowner's exemption | ||
| 2025 | $6,844.00 | $365,000 Land $39,600 Building $325,400 | $365,000 Land $39,600 Building $325,400 |
| 2023 | $175,500 Land $22,800 Building $152,700 | $211,446 Land $27,470 Building $183,976 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 50 Hart St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Hart St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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