60 Gray Craig Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 60 Gray Craig Rd, Middletown, RI 02842

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 5,169 sqft · built 1994
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Last Sale$2,250,000 (Aug 2021)
Tax Bill$28,399 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN202200033

Property Details

APN / Parcel Number

Primary APN202200033
Alternative APN
  • MIDD M:0126 B:00 L:202

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area5,169 sqft Living Area
Gross Area8,694 sqft
1st Floor Area2,753 sqft
Basement Area1,933 sqft
Unfinished Basement1,933 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Garage TypeBasement
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number202200033
Street Address60 GRAY CRAIG RD
CityMIDDLETOWN
StateRI
Zip02842-5776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal Lot Number202
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1046
Census Tract40400

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address60 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
BAYCOAST MORTGAGE COMPANY
May 17, 2021Deed of Trust, Mortgage · ARM
CITIZENS BANK
Oct 15, 2019Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Jul 2, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Prior SaleNov 1, 1993 · Amount on Record
Deed Document Number20212724
Deed Book / Page1730 / 169
Transfer Doc1562-303
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN RI
Recording DateAug 11, 2021
Property Address60 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
Document Number1730-169
Book / Page1730 / 169
Instrument DateAug 11, 2021
Instrument2724
Transaction TypeTransfer
Record UpdatedAug 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number2725
DateAug 11, 2021
Instrument2725
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateSep 1, 2031
Max Rate At Change3.25%
IndexOther

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address60 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1718-73
DateMay 17, 2021
Book Page1718/73
Instrument1829
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJun 1, 2031
IndexOther

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address60 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1617-274
DateOct 15, 2019
Book Page1617/274
Instrument2601
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLETOWN RI
Recording DateJul 2, 2018
Property Address60 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
Document Number1562-303
Book / Page001562 / 000303
Instrument DateJun 20, 2018
Instrument1396
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,399.00 (+14.48%)$2,408,700 (+22.24%) Land $1,418,900 Building $989,800$3,430,145
2023$24,807.00 (+4.74%)$1,970,400 (-) Land $921,600 Building $1,048,800
2022$23,684.00$1,970,400 Land $921,600 Building $1,048,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1991–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 88% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35

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