216 Gray Craig Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 216 Gray Craig Rd, Middletown, RI 02842

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 7,763 sqft · built 1926
Lot Size7.06 acres (307,534 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jun 2014)
Tax Bill$60,212 (2025)
Deeds & MortgagesApr 2021 Refinance
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN201300232

Property Details

APN / Parcel Number

Primary APN201300232
Alternative APN
  • MIDD M:0126 B:00 L:212

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area7,763 sqft Living Area
Gross Area16,623 sqft
1st Floor Area5,346 sqft
AtticAttic
Attic Area1,944 sqft
Basement Area3,884 sqft
Unfinished Basement3,716 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleColonial
Exterior MaterialStone
Roof TypeGable
Roof MaterialTile
Lot Area307,534 sqft (7.06 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number201300232
Street Address216 GRAY CRAIG RD
CityMIDDLETOWN
StateRI
Zip02842-5776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal Lot Number212
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1046
Census Tract40400

Owner

216 Gray Craig Rd is owned and occupied by an individual who bought it in June 2014.

Source: Middletown Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address216 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTH AMERICAN SAVINGS BANK FSB
Feb 19, 2019Deed of Trust, Mortgage · Balloon Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK
May 11, 2020Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2014 · Amount on File
Deed SaleJun 10, 2014 · Amount on File
Prior SaleFeb 8, 1999 · Amount on File
Deed Document Number20141268
Deed Book / Page1387 / 64
Transfer Doc1307-162
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address216 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
Transaction TypeMortgage
Record UpdatedApr 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1711-52
DateApr 7, 2021
Book Page1711/52
Instrument1334
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address216 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1587-233
DateFeb 19, 2019
Book Page1587/233
Instrument319
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2039

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address216 GRAY CRAIG RD, MIDDLETOWN, RI 02842-5776
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1649-99
DateMay 11, 2020
Book Page1649/99
Instrument1337
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 216 Gray Craig Rd was $60,212.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,212.00$5,107,000 Land $1,779,800 Building $3,327,200$4,619,590
2023$62,871.00 (+4.74%)$4,993,700 (-) Land $1,227,200 Building $3,766,500
2022$60,024.00$4,993,700 Land $1,227,200 Building $3,766,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Gray Craig Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1991–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Gray Craig Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35

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