Putnam County and Philipstown Town property record for 60 Fair St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1959 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Mar 2004) |
| Tax Bill | $11,758 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-3-6 |
| Primary APN | 372601 48.8-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 1,674 sqft |
| 1st Floor Area | 1,212 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 168 ft deep x 80 ft wide |
| View / Lot | Lake Front |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 662 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 031000 |
|---|---|
| Street Address | 60 FAIR ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 60 FAIR ST, COLD SPRING, NY 10516-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMIGRANT MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2004 · Amount on Record |
| Deed Sale | Mar 11, 2004 · Amount on Record |
| Prior Sale | May 9, 1996 · Amount on Record |
| Deed Book / Page | 1660 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 60 FAIR ST, COLD SPRING, NY 10516-3037 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 60 FAIR ST, COLD SPRING, NY 10516-3037 |
| Document Number | 0075350205 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 7535/205 |
| Instrument | 14371-2021 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 60 FAIR ST, COLD SPRING, NY 10516-3037 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | BARTECH TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 60 FAIR ST, COLD SPRING, NY 10516-3037 |
| Document Number | 0071540026 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 7154/26 |
| Instrument | 7597-2020 |
| Name | EMIGRANT MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | ELMSFORD, NY 10523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $185,300 (-) Land $101,900 Building $83,400 | $604,173 (+14.84%) | |
| 2024 | $11,758.00 | ||
| 2023 | $185,300 (-) Land $101,900 Building $83,400 | $526,122 (+11.73%) Land $289,325 Building $236,797 | |
| 2022 | $185,300 Land $101,900 Building $83,400 | $470,902 Land $258,958 Building $211,944 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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