45 Fair St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 45 Fair St, Cold Spring, NY 10516 · Last verified August 2026

Property Summary

Property Type	Restaurant
Details	48,820 sqft · built 1900
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$4,128 (Sep 2022)
Tax Bill	$17,088 (2024)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`372601 48.8-1-23`

Property Details

APN / Parcel Number

Primary APN	`372601 48.8-1-23`
Alternative APNs	`260104800800010230000000` `026725`

Interior

Stories	2 Stories
Building Area	48,820 sqft Gross Area
Basement Area	1,680 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	682 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	026725
Street Address	45 FAIR ST
City	COLD SPRING
State	NY
Zip	10516-3005
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LAND & RESTAURANT
Legal Block	1
Legal Lot Number	23.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3005
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 48.8-1-23

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	273 ROUTE 301, COLD SPRING, NY 10516-3624
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2022 · Amount on Record
Deed Sale	Sep 08, 2022 · Amount on Record
Prior Sale	Aug 08, 1991 · Amount on Record
Deed Document Number	20228119
Deed Book / Page	2288 / 189
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0022880189
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 08, 2022
Property Address	45 FAIR ST, COLD SPRING, NY 10516-3005
Document Number	0022880189
Book / Page	2288 / 189
Instrument Date	Aug 25, 2022
Instrument	8119-2022
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 MAIN ST, COLD SPRING, NY 10516-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FAIR ST, COLD SPRING, NY 10516-3005

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,300 (-) Land $86,900 Building $182,400	$878,057 (+14.84%)
2024	$17,088.00
2023		$269,300 (+7.59%) Land $86,900 Building $182,400	$764,622 (+20.21%) Land $246,735 Building $517,887
2022		$250,300 Land $67,900 Building $182,400	$636,086 Land $172,554 Building $463,532

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.