60 Cliff Loop, Lake Hamilton (Hot Springs National Park), AR 71913 Property Records

Garland County property record for 60 Cliff Loop, Lake Hamilton, AR 71913

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,240 sqft
Lot Size	0.488 acres (21,280 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2021)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Jul 2025 Construction Loan Feb 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`400-49425-004-000`

Property Details

APN / Parcel Number

Primary APN	`400-49425-004-000`
Alternative APNs	`807230.0` `81109`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,240 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	1,640 sqft

Exterior

Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,280 sqft (0.488 acres)
Lot Dimensions	190 ft deep x 112 ft wide
Terrain	Gentle Slope
Boat Access	Boat Access

Location & Zoning

Account Number	807230.0
Street Address	60 CLIFF LOOP
City	LAKE HAMILTON
State	AR
Zip	71913-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3
Legal Range	20W
Legal Township	03S
Legal Section	15
Legal Subdivision	PALISADES
Legal Phase	I
Legal Block	1
Legal Lot Number	3
Jurisdiction	GARLAND AR
Township / Civil Division	HOT SPRINGS
Census Block Group	2
Census Block	2020
Census Tract	10900

Owner

Source: Garland County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5431 CENTRAL AVE, HOT SPRINGS, AR 71913-9645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Feb 25, 2021	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Oct 25, 2005 · Amount on Record
Deed Document Number	0004265810
Deed Book / Page	4265 / 810
Record Updated	Jun 7, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	60 CLIFF LOOP, LAKE HAMILTON, AR 71913-5345
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 SHADY GROVE RD F4, F4, HOT SPRINGS NATIONAL PARK, AR 71901-8083

Mortgage

Document Number	0047750940
Date	Jul 18, 2025
Book Page	4775/940

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 25, 2021
Property Address	60 CLIFF LOOP, LAKE HAMILTON, AR 71913-5345
Document Number	0042650810
Book / Page	4265 / 810
Map Reference	MB 101 PG 44
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 COUGAR TER, HOT SPRINGS, AR 71913-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COUGAR TER, HOT SPRINGS, AR 71913-8148

Mortgage

Document Number	0004265813
Date	Feb 25, 2021
Instrument	4265/813

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Municipality	Hot Springs City
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 (+1.39%)	$59,200 (-) Land $56,700 Building $2,500
2023	$2,592.00	$59,200 Land $56,700 Building $2,500	$296,000 Land $283,500 Building $12,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WEHCO Video Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, C&W Communications.

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