Garland County property record for 55 Cliff Loop, Lake Hamilton, AR 71913
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,007 sqft · built 1995 |
| Lot Size | 0.799 acres (34,814 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2016) |
| Tax Bill | $1,070 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-49425-006-000 |
| Primary APN | 400-49425-006-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,007 sqft Living Area |
| 1st Floor Area | 3,007 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 34,814 sqft (0.799 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 920 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 94 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1034074.0 |
|---|---|
| Street Address | 55 CLIFF LOOP |
| City | LAKE HAMILTON |
| State | AR |
| Zip | 71913-5377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 5 |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | PALISADES |
| Legal Phase | I |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | GARLAND AR |
| Township / Civil Division | HOT SPRINGS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10900 |
Source: Garland County assessment roll, APN 400-49425-006-000, as of January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 55 CLIFF LOOP, HOT SPRINGS, AR 71913-5377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Feb 11, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2016 · Amount on Record |
| Deed Sale | Oct 05, 2016 · Amount on Record |
| Deed Document Number | 0037850001 |
| Deed Book / Page | 00378 / 000001 |
| Last Transfer Date | Feb 11, 2022 |
| Transfer Doc | 0044090951 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARLAND AR |
| Property Address | 55 CLIFF LOOP, LAKE HAMILTON, AR 71913-5377 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044220599 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 4422/599 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARLAND AR |
| Recording Date | Feb 11, 2022 |
| Property Address | 55 CLIFF LOOP, LAKE HAMILTON, AR 71913-5377 |
| Document Number | 0044090951 |
| Book / Page | 4409 / 951 |
| Instrument Date | Feb 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 CLIFF LOOP, HOT SPRINGS NATIONAL PARK, AR 71913-5377 |
Source: Garland County assessment roll as of January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Garland County |
| Municipality | Hot Springs City |
| Unified School District | Lake Hamilton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,070.00 (-12.51%) Homeowner's exemption | $107,180 (-) Land $7,500 Building $99,680 | |
| 2023 | $1,223.00 Homeowner's exemption | $107,180 Land $7,500 Building $99,680 | $535,900 Land $37,500 Building $498,400 |
Source: FEMA National Flood Hazard Layer, Garland County (05051C), as of November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050510109002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Associated Flooding |
| Wildfire Risk | Low lower than 66% of the US · lower than 71% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 96 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WEHCO Video Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, C&W Communications.
Source: EPA Safe Drinking Water Information System, water system AR0000209, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOT SPRINGS UTILITIES serves 75,343 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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