Broome County and Chenango Town property record for 60 Carmichael Rd, Binghamton, NY 13901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,300 (Nov 1998) |
| Tax Bill | $1,966 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 1 more |
| APN | 032400 112.09-5-27 |
| Primary APN | 032400 112.09-5-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24412100000 |
|---|---|
| Street Address | 60 CARMICHAEL RD |
| City | BINGHAMTON |
| State | NY |
| Zip | 13901-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 007000000500B1850000 |
| Legal Block | 5 |
| Legal Lot Number | 27.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | CHENANGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 12102 |
Source: Broome County and Chenango Town records · APN 032400 112.09-5-27
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 EDSON RD, WINDSOR, NY 13865-2731 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 06, 2023 | Executor's Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 1998 · Amount on Record |
| Deed Sale | Nov 30, 1998 · Amount on Record |
| Prior Sale | Jun 18, 1998 · Amount on Record |
| Deed Book / Page | 1902 / 1344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Jun 17, 2026 |
| Property Address | 60 CARMICHAEL RD, BINGHAMTON, NY 13901-1111 |
| Document Number | 0000017387 |
| Book / Page | 4265 / 88 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202617387 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 60 CARMICHAEL RD, BINGHAMTON, NY 13901-1111 |
| Document Number | 0000017387, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 4265/88 |
| Instrument | 202617387 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 60 CARMICHAEL RD, BINGHAMTON, NY 13901-1111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 60 CARMICHAEL RD, BINGHAMTON, NY 13901-1111 |
| Document Number | 04228/1473 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 4228/1473 |
| Instrument | 202500024358 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Feb 06, 2023 |
| Property Address | 60 CARMICHAEL RD, BINGHAMTON, NY 13901-1111 |
| Document Number | 002715/690 |
| Book / Page | 2715 / 690 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 202300002535 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 BAKER RD, BINGHAMTON, NY 13901-1002 |
| Name | Verified Name |
|---|---|
| Address | 27 EDSON RD, WINDSOR, NY 13865-2731 |
| Document Number | 202300002536 |
|---|---|
| Date | Feb 06, 2023 |
| Instrument | 202300002536 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
Source: Broome County and Chenango Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Chenango Town |
| Unified School District | Chenango Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,966.00 (+6.44%) | $30,700 (-) Land $8,200 Building $22,500 | $71,600 (+18.48%) Land $19,124 Building $52,476 |
| 2024 | $1,847.00 | ||
| 2023 | $30,700 Land $8,200 Building $22,500 | $60,433 Land $16,142 Building $44,291 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 34 (1979–2025) |
| Claims Outside the SFHA | 5 of 34 |
| Most Recent Claim | Aug 2025 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 210 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHENANGO CONSOLIDATED WD #1 serves 9,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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