58 Carmichael Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 58 Carmichael Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1965
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$4,245 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
APN	`032400 112.09-5-26`

Property Details

APN / Parcel Number

Primary APN	`032400 112.09-5-26`
Alternative APNs	`240011200900050260000000` `24412000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	390 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	608 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24412000000
Street Address	58 CARMICHAEL RD
City	BINGHAMTON
State	NY
Zip	13901-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	26.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	3
Census Block	3016
Census Tract	12102

Owner

58 Carmichael Rd is owned and occupied by an individual.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	58 CARMICHAEL RD, BINGHAMTON, NY 13901-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BROOME NY
Recording Date	Jan 7, 2022
Property Address	58 CARMICHAEL RD, BINGHAMTON, NY 13901-1111
Document Number	0002677/97
Book / Page	2677 / 97
Instrument Date	Dec 15, 2021
Instrument	202200000650
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 CARMICHAEL RD, BINGHAMTON, NY 13901-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 MOELLER ST APT 602, 602, BINGHAMTON, NY 13904-1048

Mortgage

Document Number	004060/240
Date	Jan 7, 2022
Book Page	4060/240
Instrument	202200000651

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	3
Max Rate	8.99%

Tax Assessment & Valuation

The 2026 property tax bill for 58 Carmichael Rd was $4,245, up 10.6% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,245.00 (+10.63%)
2025	$3,837.00 (+6.47%)	$59,900 Land $11,700 Building $48,200	$139,600 Land $27,267 Building $112,333
2024	$3,604.00
2023		$59,900 Land $11,700 Building $48,200	$117,913 Land $23,031 Building $94,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 58 Carmichael Rd; there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	34 (1979–2025)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 24 claims Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 Carmichael Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENANGO CONSOLIDATED WD #1 serves 9,200 people · EPA ID NY0301653
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20