6 Zircon Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 6 Zircon Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1998
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2016)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T990300077`

Property Details

APN / Parcel Number

Primary APN	`T990300077`
Alternative APN	`2-0051-8026-00-0092.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	3,454 sqft
1st Floor Area	1,562 sqft
Basement Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990300077
Street Address	6 ZIRCON CT
City	O FALLON
State	MO
Zip	63366-1890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND POINTE #2 LOT 92
Legal Subdivision	DIAMOND PT #2
Legal Lot Number	92
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4003
Census Tract	311602

Owner

6 Zircon Ct is owned and occupied by two individuals who bought it in April 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 ZIRCON CT, O FALLON, MO 63366-1890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit ROYAL BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2016 · Amount on File
Deed Sale	Apr 22, 2016 · Amount on File
Prior Sale	Oct 16, 1998 · Amount on File
Deed Document Number	2016243450
Deed Book / Page	6526 / 2138
Prior Transfer Date	Apr 13, 2016
Prior Transfer Doc	0000243450
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 ZIRCON CT, O FALLON, MO 63366-1890
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ZIRCON CT, O FALLON, MO 63366-1890

Mortgage

Document Number	0000077633
Date	Sep 16, 2021
Instrument	2021R-077633

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 ZIRCON CT, O FALLON, MO 63366-1890
Document Number	0071221119
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 ZIRCON CT O FALLON MO 633661890, O FALLON, MO 63366-1890

Mortgage

Document Number	0071221119
Date	Aug 13, 2019
Book Page	007122/001119
Instrument	424110

Lender

Name	ROYAL BK/MO
Type	Bank
Address	SAINT LOUIS, MO 63130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6 Zircon Ct was $3,807.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,230 (-)	$311,735 (-) Land $60,000 Building $251,735
2025	$3,807.00	$59,230	$311,735 Land $60,000 Building $251,735
2023		$53,836
2022			$283,348 Land $50,000 Building $233,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 Zircon Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Zircon Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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