5 Zircon Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 5 Zircon Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T990300082`

Property Details

APN / Parcel Number

Primary APN	`T990300082`
Alternative APN	`2-0051-8026-00-0097.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	906 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990300082
Street Address	5 ZIRCON CT
City	O FALLON
State	MO
Zip	63366-1890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND POINTE #2 LOT 97
Legal Subdivision	DIAMOND PT #2
Legal Lot Number	97
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4003
Census Tract	311602

Owner

5 Zircon Ct is owned and occupied by two individuals who acquired it in November 2025.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ZIRCON CT, O FALLON, MO 63366-1890
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Beneficiary Deed, Transfer
Dec 1, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019
Deed Sale	Apr 4, 2019
Prior Sale	Jul 8, 2013 · Amount on File
Deed Document Number	2019150380
Deed Book / Page	7055 / 506
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000053775
Record Updated	Oct 29, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2025
Property Address	5 ZIRCON CT, O FALLON, MO 63366-1890
Document Number	0000053776
Map Reference	MB 35 PG 131
Instrument Date	Nov 24, 2025
Instrument	2025R-053776
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5 ZIRCON CT, O FALLON, MO 63366-1890

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2025
Property Address	5 ZIRCON CT, O FALLON, MO 63366-1890
Document Number	0000053775
Map Reference	MB 35 PG 131
Instrument Date	Nov 24, 2025
Instrument	2025R-053775
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 ZIRCON CT, O FALLON, MO 63366-1890

Tax Assessment & Valuation

The 2025 property tax bill for 5 Zircon Ct was $3,695.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,471 (-)	$302,480 (-) Land $60,000 Building $242,480
2025	$3,695.00	$57,471	$302,480 Land $60,000 Building $242,480
2023		$51,709 (+31.95%)
2022	$2,797.00	$39,188	$272,155 (+31.95%) Land $50,000 Building $222,155
2021			$206,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Zircon Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Zircon Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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