Osceola County property record for 6 Wisconsin Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,618 sqft · built 1980 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2020) |
| Tax Bill | $5,822 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-30-0650-0001-0785 |
| Primary APN | 01-26-30-0650-0001-0785 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,618 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 2,618 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,509 sqft (0.379 acres) |
| Lot Dimensions | 157 ft deep x 100 ft wide |
| Porch | Metal Porch |
|---|---|
| Porch Area | 386 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Street Address | 6 WISCONSIN AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | ST CLOUD BLVD LOTS PB B PG 61B-64 LOT 78 LESS BEG AT NW COR, S 80 DEG E 101.68 FT, S 135 FT, W 100.05 FT, N 150 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | LAKE FRONT ADD TO TOWN OF ST CLOUD |
| Legal Tract | 650 |
| Legal Block | 785 |
| Legal Lot Number | 78 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 43400 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 WISCONSIN AVE, SAINT CLOUD, FL 34769-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 15, 2020 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Prior Sale | Dec 2, 2013 · Amount on Record |
| Deed Document Number | 202051715 |
| Deed Book / Page | 5708 / 2354 |
| Last Transfer Date | Apr 25, 2024 |
| Transfer Doc | 0065890849 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6 WISCONSIN AVE, SAINT CLOUD, FL 34769-2252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055421201 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 5542/1201 |
| Instrument | 2019077896 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 15, 2020 |
| Property Address | 6 WISCONSIN AVE, SAINT CLOUD, FL 34769-2252 |
| Document Number | 0057082354 |
| Book / Page | 005708 / 002354 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 51715 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 110 HUNGHAGAN PL CARY NC 27511, CARY, NC 27511 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,822.00 (+6.14%) | $368,200 (+25.75%) Land $75,000 Building $293,200 | $368,200 (+25.75%) Land $75,000 Building $293,200 |
| 2024 | $5,485.00 (+10.67%) | ||
| 2023 | $4,956.00 (+13.12%) | $292,800 (+20.54%) Land $65,000 Building $227,800 | $292,800 (+20.54%) Land $65,000 Building $227,800 |
| 2022 | $4,381.00 | $242,900 Land $55,000 Building $187,900 | $242,900 Land $55,000 Building $187,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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