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219 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 219 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,578 sqft · built 2020
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Mar 2021)
Tax Bill$3,686 (2025)
Deeds & MortgagesJan 2020 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN012630000104400075

Property Details

APN / Parcel Number

Primary APN012630000104400075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,578 sqft Heated Area
Gross Area2,166 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions150 ft deep x 62.5 ft wide
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address219 WISCONSIN AVE
CitySAINT CLOUD
StateFL
Zip34769-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADD PB B PG 61-62 BLK 440 SLY 50 FT OF LOT 7 & NLY 12.5 FT OF LOT 6 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block440
Legal Lot Number2,6-7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address219 WISCONSIN AVE, SAINT CLOUD, FL 34769-2201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK NA
Nov 20, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Mar 18, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 18, 2020Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS
Sep 18, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2021 · Amount on Record
Deed SaleMar 18, 2021 · Amount on Record
Prior SaleMar 18, 2020 · Amount on Record
Deed Document Number2021040587
Deed Book / Page5915 / 1299
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address219 WISCONSIN AVE, SAINT CLOUD, FL 34769-2201
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056651012
DateJan 29, 2020
Book Page5665/1012
Instrument2020013959
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address219 WISCONSIN AVE, SAINT CLOUD, FL 34769-2201
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058370734
DateNov 20, 2020
Book Page5837/734
Instrument2020159351
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueApr 1, 2050

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 18, 2021
Property Address219 WISCONSIN AVE, SAINT CLOUD, FL 34769-2201
Document Number0059151299
Book / Page5915 / 1299
Map ReferenceMB B PG 61-63
Instrument DateMar 17, 2021
Instrument2021040587
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2850 JESCOT ROAD, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 WISCONSIN AVE, SAINT CLOUD, FL 34769-2201

Mortgage

Document Number0059151300
DateMar 18, 2021
Instrument5915/1300
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 18, 2020
Property Address219 WISCONSIN AVE, SAINT CLOUD, FL 34769-2201
Document Number0056941965
Book / Page005694 / 001965
Instrument DateMar 17, 2020
Instrument39247
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address219 WISCONSIN AVE ST CLOUD FL 347692201, ST CLOUD, FL 34769-2201

Mortgage

Document Number56941966
DateMar 18, 2020
Book Page005694/001966
Instrument39248
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 17, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 18, 2018
Property Address219 WISCONSIN AVE, SAINT CLOUD, FL 34769-2201
Document Number0054030504
Book / Page005403 / 000504
Instrument DateSep 18, 2018
Instrument140922
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$630.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2266 JESSICA LN KISSIMMEE FL 347446454, KISSIMMEE, FL 34744-6454

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,686.00 (+6.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$258,839 (+5.99%)$366,000 (+14.55%) Land $60,000 Building $306,000
2023$3,459.00 (+3.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$244,219 (+3%)$319,500 (+18.82%) Land $55,000 Building $264,500
2022$3,333.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$237,106$268,900 Land $50,000 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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